Vicki Wusche

Vicki Wusche started investing in property 2008 and has been named in The Telegraph’s top UK’s 25 most influential people in property. She is an inspiring speaker and author of five books. More importantly she has not had a proper job for the last 12 years, since being made redundant!

Vicki is free to choose how she spends her time because she is not tied to a job to generate wages to cover her bills. She is able to do this because of the property investment and business decisions she has made over the last ten years. Vicki started to realise that, in fact, she was already retired. Just in a more Non-Traditional way than many of our parents and grandparents would know retirement.

The more she explored this idea of a Non-Traditional or unconventional retirement the more she recognised the problem most people were going to face – completely unaware there is even a problem!

It is without doubt that life expectancy is accelerating at an exponential rate thanks to incredible innovations in medical science and healthcare. This blessing is also a curse. The increasingly ageing population are placing demands on the health and social care systems that they are unprepared for. It also means you cannot rely on the current level of care to be there for you when you need it.

As our parents age this brings forward another hurdle in the previously peaceful status quo – inheritance! A topic no-one likes discussing for fear of bringing up either our parents’ death or seeming greed and money grabbing, but the fact is that you will not be inheriting your family’s legacy as previous generations have.

By the time you have supported your children through expensive and often irrelevant degrees AND supported your ageing parents to get the care they need you won’t have the funds to support yourself through retirement and will end up being a burden on your children.

The only way you can avoid being a burden on your children and your grandchildren is to start making your retirement plan now. Not a dull “will I have enough money to last for 5-10 years after I retire” type of plan, but an amazing Non-Traditional Plan that starts with how do you want to spend this next phase of your life. This phase that could easily last 20 to 40 years or more!

In Vicki’s new book The Wealthy Retirement Plan: A revolutionary guide to living the rest of your life in style, she discusses that retirement as we know it is over. This is not about having to work until you are 80 years old, but rather thinking about how you want to spend your time.

For some this will be some form of work, consultancy, creative business or even community work. Others will choose to spend more time with their families old and young and yet more will have amazing holidays, adventures, start new hobbies or even sports – the point is that the world is your oyster – yours to choose.

All you need is a financial plan to make it possible and if you start now it will be possible. Vicki helps you to think about your money differently. She takes you through levels of financial education to enable you to consciously control your personal money and then investments to the point where you make your money work for you so you don’t have to.

Property plays a big part in any sensible and diverse investment portfolio. Luckily Vicki runs both a property training and a property sourcing business. In recent years she has helped clients invest over £5 million pounds and bought over 60 properties. Investors typically earn 15-20% interest over three years.

We all know that everyone wants more control over their lives, their finances and their time and their futures, and Vicki passionately believes - everyone can have that ... with focus and guidance. Who wants to sit (or stand) on a cramped train every day going to a job where they are not appreciated or valued?

Property investment has been an excellent strategy giving Vicki that level of control. She now supports her clients to increase their Residual Income through clear decision making and great investments choices that mean they can break the link between working to pay the bills and living a life. It all boils down to the balance between spending time to earn money or investing money to spend time.

Vicki and the team have produced a simple yet comprehensive Readiness to Retire Wealthy Scorecard. This online test generates a personal Readiness to Retire Score and a report full of specific next steps to help you make better decisions now about how you will be able to afford to live later!

After hearing her speak or reading her book you can join her for either a personal one-to-one meeting to discuss your ideal Non-Traditional Retirement or come to one of her invitation only one-day events.

One of the things Vicki excels at during her events is getting the audience involved in the debate. She focuses on generating possibilities that everyone in the audience can take away a practical tip or a new way of thinking about how they want to live their lives.

Once you have made a start on your plan Vicki, her team and associates can provide all the financial support and information you need to start making the best investment decisions for you and your family.

When not on holiday scuba diving as her alter-ego The Property Mermaid, she manages her own portfolio, and runs her business; Helping clients identify, plan and create their ideal Non-Traditional Retirement Plan and live the rest of their lives in style. And of course, writes books and hosts private events for her clients.

Check her website for details on where she is speaking next. Come and listen to her alternative debate on how we can all be more successful and financially secure in the coming decades, and create a future that we want, rather than rely on government support in a council run care home! Vicki will encourage you to challenge the current retirement model, and work out what you want your long-term future to be like, even in an ever changing political and economic market place.

Take the Scorecard

To pronounce  …….Vicki Whooshay