Retire Your Way Workshop in Fresno, CA

Retire Your Way Workshop in Fresno, CA

Join us for an educational retirement planning seminar.

By Dale Soutas

Date and time

Tuesday, May 6 · 6 - 8pm PDT

Location

Fresno University - Business Center - UBC Room

5245 North Backer Avenue Fresno, CA 93740

About this event

  • Event lasts 2 hours

WHY THIS CLASS MATTERS

Many of the retirement strategies utilized by our parents have grown outdated and may no longer have application for those looking to retire today. This class compares and contrasts the old retirement paradigms of yesteryear and the new paradigms of today. Attendees will discover how to insulate themselves from the risks of rising taxes, Social Security taxation, and how to avoid common mistakes that increase the chances or running out of money as you distribute your assets in retirement.

RETIRING TODAYTAX RATE RISK

  • Why experts say tax rates could double
  • How rising taxes may affect your retirement cash flow
  • The “Catch 22” of 401k’s and IRA’s
  • How lost deductions may affect your taxes in retirement

RETIREMENT INCOME PLANNING

  • The three basic retirement accounts
  • How to accumulate dollars in the right types of accounts for future retirement income
  • What’s better for you: tax-deferred or tax-free accounts?
  • How to define a “true” tax-free investment
  • When should you convert to a Roth?
  • How IRA’s and 401k’s cause Social Security taxation
  • Strategies to reduce or eliminate taxes in retirement

MAXIMIZING SOCIAL SECURITY

  • The causes of Social Security taxation
  • The Social Security thresholds you need to be aware of
  • The real cost of Social Security taxation
  • Strategies to eliminate Social Security taxation
  • Social Security maximization strategies

RETIREMENT DISTRIBUTION PITFALLS

  • How the new rules on “Rate of Withdrawal” affect People Nearing Retirement
  • How to ensure you won’t run out of money in retirement
  • How to liquidate retirement assets in the right order
  • How to eliminate “sequence of returns” risk

WHY LOSSES DURING RETIREMENT MATTER

  • Is “buy and hold” appropriate in retirement?
  • How to safeguard against two types of investment risk
  • How to shield your assets from stock market volatility
  • Why “asset allocation” alone may not be enough
  • How to truly diversify your retirement portfolio

FREQUENTLY ASKED QUESTIONS:

Is there a cost to attend? No, there is no cost to attend.

Do I need to bring anything? No, you will be provided with pen and paper to take notes.

Will any investments or investment products be discussed? No, there will not be any discussion of any investments whatsoever.

Will I be pitched or sold anything? No. Our classes are strictly educational. The most common feedback we receive is how nice it is to attend a truly educational workshop with no pressure.

Is this sponsored by the Social Security administration? Dale Soutas is not affiliated with the Social Security administration or any other government agency.

Investment advisory services offered through Foundations Investment Advisors.
Soutas Financial & Insurance Solutions, Inc. is an independent financial services firm that creates retirement strategies using a variety of investment and insurance products. Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Any references to protection benefits or lifetime income generally refer to fixed insurance products, never securities or investment products. Insurance and annuity product guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company.

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Dale Soutas

Dale Soutas has an optimistic spirit and a fierce sense of determination. His journey through life has not been easy, and he had to learn grit the hard way through a series of health struggles as a child. These difficulties helped him develop persistence, which still impacts his life today. While growing up, Dale realized that difficult times don’t last forever, and he had two choices: continue to be bitter and angry or work hard and remain optimistic. He chose the latter.

After high school, Dale became an entrepreneur, opening a small, part-time business, and then moved to another state to help his brother do the same. He eventually started working at a big box firm with a family member, and although he felt limited in the services he could provide, Dale knew he wanted to stay in the financial field. He began working with a team in financial services but soon realized that their motive was to get rich quick, and their method was to take advantage of others. Because he wholeheartedly believed in doing the right thing, Dale understood that the only way he could serve his clients with maximum impact was to become independent and start his own financial practice.

Full of grit and determination, Dale forged ahead and launched Soutas Financial, a financial practice that values people, their hard work, and their futures. Dale and his team strive to provide honest, straightforward guidance, cultivating financial plans designed to fit each person’s unique life circumstances. At Soutas Financial, our client-centric philosophy allows to develop strong, trusting relationships with our clients, and our risk-averse approach is centered on protecting their assets to ensure they have a steady, reliable income in retirement.