Welcome to the journey of a lifetime - the adventure of becoming a homeowner! In this transformative first-time homebuyers class, we embark together on a path filled with dreams, decisions, and discoveries. Whether you're envisioning the perfect cozy nest to call your own or laying the foundation for your family's future, this course is your compass through the labyrinth of real estate, guiding you toward the keys to your very own kingdom. Get ready to unlock the door to endless possibilities, as we dive into the world of homeownership, where each step is not just a milestone, but a leap toward building the life you've always imagined.
This 5 hour Commision sponsored class will cover the following 23 benchmarks set by Washington State Housing Finance Commission to give you a complete overview of what it takes to be a homeowner:
- Advantages/Disadvantages of Owning a Home
- Steps to Homeownership
- The Key People in the Homebuying Process
- The Benefits of Getting Pre-Approved
- Shopping for a Lender
- How Much Can You Afford?
- Addressing Your Credit Issues
- How Much Money Will You Need?
- Budgeting/Saving for the Down Payment
- Selecting a Loan Program
- Home Advantage & House Key Program
- Secondary Market Explanation
- How to Shop for a Real Estate Professional
- Selecting a Home and Negotiating a Purchase Price
- The Importance of a Home Inspection
- The Loan Closing
- Foreclosure Prevention
- Home Maintenance
- Consumer Protection Resources
- Community Resources
- Fair Housing
- Predatory Lending
- Go GREEN!
Once complete, you will receive your Certificate of Completion required by the Commission for all Down Payment Assistance loan programs offered by the Commission.
Meet Your Instructors:
Jeremy Brock NMLS 1170125, is a Branch Manager for Cornerstone First Mortgage, he is a Commission trained instructor and has helped thousands of people on the journey to homeownership.
Araceli Miranda, is a realtor with Keller Williams here in the Tri-Cities. She has been helping buyers and sellers navigate for over a decade. She has a vast knowledge of the real estate market.
Don't miss this opportunity to take the first step towards owning your dream home!
