First Time Home Buyer's Lunch and Learn

First Time Home Buyer's Lunch and Learn

  • Ages 18+

First-time homebuyer? Grab a free lunch & expert tips from Jami Moss and Red Dog Real Estate! Learn, eat, and get home-savvy!

By Jami Moss, Directors Mortgage, NMLS 2041436

Date and time

Wednesday, May 21 · 11am - 1pm PDT

Location

Coeur d'Alene Regional REALTORS

409 West Neider Avenue Coeur d'Alene, ID 83815

About this event

  • Event lasts 2 hours
  • Ages 18+
  • Free venue parking

🏡 Welcome to the First-Time Buyer’s Lunch & Learn!

Thinking about buying your first home but not sure where to start? Join us at the Coeur d'Alene Regional REALTORS for a fun, low-pressure event designed just for first-time homebuyers.

Enjoy free lunch while getting real advice from industry experts—Jami Moss from Directors Mortgage and Trace & Erin Valente from Red Dog Real Estate. We’ll break down everything from your first questions to closing day (and beyond)!

This is your chance to:

  • Learn what it really takes to buy a home
  • Get insider tips from local pros
  • Ask questions in a casual, friendly setting
  • Take the first step toward your front door

You may be closer to home than you think.
🎉 Seats are limited—don’t miss out!

Frequently asked questions

1. How much money do I need to buy a home?

You might not need as much as you think! Some loan programs allow down payments as low as 3%, and there may be local grants or assistance programs available. Everyone has a unique journey. Our experts will walk you through some options and help you find what may work best for your budget.

2. What’s the first step in the home buying process?

Getting pre-approved for a mortgage is usually step one. It helps you understand what you can afford and shows sellers you're serious. Jami Moss from Directors Mortgage can explain how easy it is to get started!

3. What credit score do I need to qualify for a loan?

Most lenders look for a score of 620 or higher, but there are options for lower scores too. We’ll help you understand where you stand and what steps you can take to improve your credit if needed.

4. How long does the home buying process take?

From getting pre-approved to closing on your new home, the process typically takes 30–60 days. Since all journeys are unique, we’ll break down the typical timeline so you will be able to navigate every step based on your specific needs.

5. Do I need a real estate agent if I’m a buyer?

It is HIGHLY recommended so everyone is properly protected — and the best part? Their services are usually free for buyers! Trace and Erin Valente, at Red Dog Real Estate, will be your advocates, helping you find the right home, negotiate the best price, and avoid costly mistakes.

Tags

Organized by

Jami Moss, Directors Mortgage, NMLS 2041436