Dream Plan Own
Online event
Multiple dates
Overview
FIDELITY HOME GROUP SEMINARS Get your certification certificate for $1000 towards the closing costs of your next home purchase.
Assess Your Financial Situation
- Understanding Credit Score: A good score can get you better mortgage rates.
- Set a Budget: Consider your current income, debt, and monthly expenses.
- Save for a Down Payment: Many lenders require at least 3-5% of the home’s price as a down payment, though more can reduce mortgage costs.
- Prepare for Other Costs: Factor in closing costs (2-5% of the home’s price), property taxes, home insurance, and maintenance.
Understand Mortgage Options
- Fixed-Rate vs. Adjustable-Rate Mortgages: Fixed rates stay the same, while adjustable rates might start low but can change over time.
- Government Programs: First-time buyers might qualify for FHA, VA, or USDA loans with lower down payments or special benefits.
- Get Pre-Approved: A mortgage pre-approval shows sellers you’re serious and gives you a better idea of what you can afford.
Find a Knowledgeable Real Estate Agent
An agent who knows the area and specializes in first-time buyers can be a huge asset, helping you navigate paperwork and find properties that fit your criteria.
FIDELITY HOME GROUP SEMINARS Get your certification certificate for $1000 towards the closing costs of your next home purchase.
Assess Your Financial Situation
- Understanding Credit Score: A good score can get you better mortgage rates.
- Set a Budget: Consider your current income, debt, and monthly expenses.
- Save for a Down Payment: Many lenders require at least 3-5% of the home’s price as a down payment, though more can reduce mortgage costs.
- Prepare for Other Costs: Factor in closing costs (2-5% of the home’s price), property taxes, home insurance, and maintenance.
Understand Mortgage Options
- Fixed-Rate vs. Adjustable-Rate Mortgages: Fixed rates stay the same, while adjustable rates might start low but can change over time.
- Government Programs: First-time buyers might qualify for FHA, VA, or USDA loans with lower down payments or special benefits.
- Get Pre-Approved: A mortgage pre-approval shows sellers you’re serious and gives you a better idea of what you can afford.
Find a Knowledgeable Real Estate Agent
An agent who knows the area and specializes in first-time buyers can be a huge asset, helping you navigate paperwork and find properties that fit your criteria.
Good to know
Highlights
- Online
Refund Policy
Refunds up to 7 days before event
Location
Online event
Agenda
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UNDERSTANDING LOAN PROGRAMS
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UNDERSTANDING REALTOR REPRESENTATION AND VALUE
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UNDERSTANDING INSPECTIONS AND TITLE EXAMINATION
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