Name: LGBTQ Aging Well Class: Managing Finances & Risks (Pittsfield, MA)
Uploaded: 2024-08-03T20:52:04Z
Description: Work with experts & peers on how to identify & address your financial risks & opportunities as you age & build a team to help your planning

LGBTQ Aging Well Class: Managing Finances & Risks (Pittsfield, MA)

Q-MoB (Queer Men of the Berkshires)

Work with experts & peers on how to identify & address your financial risks & opportunities as you age & build a team to help your planning

Berkshire Athenaeum, Pittsfield's Public Library

Session 5: 11/12 <a href="https://www.eventbrite.com/e/974089236127?aff=oddtdtcreator" title="https://www.eventbrite.com/e/974089236127?aff=oddtdtcreator" target="_blank" data-msys-clicktrack="0" rel="nofollow noopener noreferrer">LGBTQ Aging Well Financial Strategies Learning Session</a>: Learn to manage financial risks &amp; resources on a fixed income, including navigating health insurance &amp; building your financial wellness team. Presenters:<ul><li>Lisa Jamros, Berkshire County Regional SHINE (Serving Health Insurance Needs of Everyone) Director &amp; Certified Heath Insurance Application Counselor at Elder Services of Berkshire County</li><li>Cat Record, MS, Berkshire Medical Center’s Advocacy for Access Counselor</li><li>Jeff Lowenstein, Financial Coach, Greylock Federal Credit Union</li></ul>ABOUT THE AGING WELL COLLABORATIVE LEARNING SERIESIn this collaborative learning series for LGBTQ+ people 40 &amp; up, trusted local experts and your peers will help you create a plan, team, and habits for managing inevitable changes &amp; challenges that come in your: <ol><li>Health: how to build healthy habits in eating, exercising/moving, sleeping, &amp; mindfulness</li><li>Relationships: how to build an intergenerational aging well team with your family, chosen family, &amp; friends that you can care for &amp; be cared for as you age</li><li>Home: create a vision of a home that will be safe, sustainable, and comfortable as you age &amp; a team to help you make that vision real</li><li>Finances, Financial Risks, &amp; Insurance: get help creating an aging well financial plan &amp; in managing your financial &amp; health insurance risks and options, &amp; in creating a team to advise &amp; support you</li><li>Disability &amp; End of Life Planning</li></ol>STARTLING DATA ON THE COMING LGBTQ+ AGING CRISIS/OPPORTUNITY: Here is some startling data from the<a href="https://www.sageusa.org/resource-posts/facts-on-lgbt-aging/" title="https://www.sageusa.org/resource-posts/facts-on-lgbt-aging/" target="_blank" data-msys-clicktrack="0" rel="nofollow noopener noreferrer"> largest study ever done on LGBTQ+ seniors</a> that underscores the aging crisis many LGBTQ seniors are facing, and also shows how powerful the Boomers and Gen X have been in collaborating to fight AIDS and government inaction on AIDS and in building a powerful network of action and support that saved millions of lives. The coming health, social, &amp; economic crisis LGBTQ seniors are facing is just the next in a long line of challenges the queer community has faced and overcome by coming together to learn and take action together: <ul><li>More than 3 million <a href="https://www.usatoday.com/story/life/2021/12/16/lgbtq-tiktok-stand-in-family-facebook/6466772001/" title="https://www.usatoday.com/story/life/2021/12/16/lgbtq-tiktok-stand-in-family-facebook/6466772001/" target="_blank" data-msys-clicktrack="0" rel="nofollow noopener noreferrer">LGBTQ adults</a> over age 50 live in the U.S. – and more than half of them feel isolated from others and 59 percent report feeling a lack of companionship. This population is set to grow to about 7 million by 2030 (6 years from now). The LGBTQ senior population in the Berkshires is growing even faster because of COVID migrations from the big cities.</li></ul> <ul><li>7 out of 10 LGBT older adults live alone as compared to 3 out of 10 heterosexual older adults. The social isolation of living alone, compounded by the fears of allowing homecare, chore-service, and other lay and professional staff into one’s home create a significant barrier for care. LGBT older adults often feel they have no one to call in times of need.</li></ul> <ul><li>9 out of 10 LGBT older adults have no children to help care for them as compared to 2 out of 10 heterosexual older adults. Furthermore, LGBT older adults have often been ostracized from an extended network of family members based on their sexual orientation or gender identity. LGBT older adults tend to form extended friend networks or “chosen families” that they rely on to help care for them at times of need. Unlike heterosexual family structures that are intergenerational, chosen families tend to be comprised of peers who are, as they age, facing the same care challenges.</li></ul> <ul><li>LGBT older adults are nearly 3 times as likely to live in poverty as heterosexual older adults, and to have lower lifetime incomes and retirement incomes. And according to <a href="https://www.kff.org/report-section/lgbt-peoples-health-status-and-access-to-care-issue-brief/" title="https://www.kff.org/report-section/lgbt-peoples-health-status-and-access-to-care-issue-brief/" target="_blank" data-msys-clicktrack="0" rel="nofollow noopener noreferrer">major study of LGBTQ health disparities done by the Kaiser Family Foundation</a>: </li><li>Half (50%) of LGBT+ people reported that they had an ongoing health condition that requires regular monitoring, medical care, or medication, a higher share than non-LGBT+ people (45%). </li><li>Additionally, a larger share of LGBT+ people reported having a disability or chronic disease that keeps them from participating fully in work, school, housework, or other activities than non-LGBT+ people (25% v. 16%). There were also notable differences within the LGBT+ community: </li><li>LGBT+ adults between the ages of 45-64 reported markedly higher rates of ongoing conditions requiring care or medication than younger LGBT+ adults ages 18-44 (70% v. 44%) .</li><li>A larger share of LGBT+ people ages 18-44 reported having a disability or chronic disease (26%) than non-LGBT+ people in this age range (12%).</li></ul>HELP BUILD DIVERSITY: Data shows that the more diverse our aging well team is the more resilient and and creative it will be. In other words if you study and learn about aging well with LGBTQ people of all ages, races, backgrounds, education levels, skills, and expertise, you are much more likely to find solutions and then have the team to implement them. Please invite as diverse a group of LGBTQ friends and acquaintances as you can to join us in these sessions and in studying and practicing aging well in a collaborative learning group. The trap many of us fall into is all our friends are the same age as we are and they all have the same challenges, the same resources, and we complain about the same things -- and therefore are not nearly as creative &amp; resilient as more diverse LGBTQ groups. Our ability to thrive depends on building intergenerational teams that learn and practice aging well together.e invite as diverse a group of LGBTQ friends and acquaintances as you can to join us in these sessions and in studying and practicing aging well in a collaborative learning group. The trap many of us fall into is all our friends are the same age as we are and they all have the same challenges, the same resources, and we complain about the same things -- and therefore are not nearly as creative &amp; resilient as more diverse LGBTQ groups. Our ability to thrive depends on building intergenerational teams that learn and practice aging well together.CARPOOLING/RIDE-SHARE: If you need a ride or are open to carpooling, please indicate that when you are registering, &amp; our ride coordinator will try to match you with people nearby who are interested in carpooling or offering rides. We encourage carpooling because it is a great way to make new friends, save money on gas, reduce your carbon footprint, and have a designated driver should you want to drink and not drive.<a href="https://secure.lglforms.com/form_engine/s/sqXpukhQeFaNTYPSNT4wXw" title="https://secure.lglforms.com/form_engine/s/sqXpukhQeFaNTYPSNT4wXw" target="_blank" data-msys-clicktrack="0" rel="nofollow noopener noreferrer">DONATE</a> OR <a href="https://secure.lglforms.com/form_engine/s/mD2EE7hxeanQhXexvRAi2A" title="https://secure.lglforms.com/form_engine/s/mD2EE7hxeanQhXexvRAi2A" target="_blank" data-msys-clicktrack="0" rel="nofollow noopener noreferrer">BECOME A MONTHLY SUSTAINING MEMBER</a>: Please donate $10-$20/event to help assure Q-MoB can continue to offer more than 20 activities &amp; multiple resources &amp; services to rural queer men all over the region. If you attend 2 or more Q-MoB events/month, please consider becoming a monthly sustaining donor member. By donating $25, $50, $75, or $100/month you can help to sustain the incredible variety of activities, services, and resources Q-MoB provides and assure all of these activities are accessible to men regardless of their age, income, or ability, and best of all you can avoid having to donate at each and every event you attend. Monthly Sustaining Members pay only once a month and then can attend all our activities with no further donation.REACHING US THE DAY OF THE EVENT: If the day of the event you cannot join us, have trouble finding the group, or will be late, please text one of the Co-Hosts: Bart at 503-734-6508.

LGBTQ Aging Well Class: Managing Finances & Risks (Pittsfield, MA)

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LGBTQ Aging Well Class: Managing Finances & Risks (Pittsfield, MA)

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