Real Estate in Silicon Valley & Retirement Planning with Life Insurance 

I. Introduction of Chinese American Semiconductor Professional Association (CASPA)Founded in 1991, CASPA has developed into the largest Chinese American semiconductor professional organization worldwide. It is an officially registered non-profit organization with both the Internal Revenue Service and the State of California.CASPA charters1. Provide networking and business expansion for corporate sponsors and individual members2. Facilitate collaboration and communication among professionals and companies in the semiconductor industry3. Promote the welfare of the members by supporting their interests4. Exchange information regarding job opportunities and career development globally.II. OrganizationCASPA consists of individual members, corporate sponsors, board of directors, board of advisors, board of volunteers, and honorary advisors. The board of directors consists of 20 members including Chairman, Vice Chairman, Secretary, CFO. Every year after the annual conference, the new board select Vice Chairman from qualified candidates. The Vice Chairman becomes the Chairman in the following year to guarantee continuity of leadership of CASPA. The board of advisors consists of current year's chairman and past six year's former chairmen. In addition, there are 7 Honorary Advisors since 2000. Headquartered in Silicon Valley, California, CASPA has 11 local chapters worldwide: Albany New York, Austin & Dallas Texas; Phoenix Arizona; Portland Oregon; HsinChu Taiwan, Pearl River Delta (Hong Kong, ShenZhen), San Diego California, Shanghai, Beijing and Singapore. CASPA also forms alliance with other associations to promote welfare of its members. In 2004, CASPA reciprocates memberships with two of the largest professional organizations in the industry, SEMI and FSA.III. MembershipsCurrently CASPA has more than four thousand individual members covering multiple disciplines. Most of them are semiconductor professionals working in Silicon Valley, Southern California, Oregon, Washington, Arizona, Texas, New York, China, Taiwan, and Singapore. CASPA also has more than 70 corporate sponsors, including EDA, design, IDM, foundry, packaging / test, venture capital, science and technology development parks, legal and financial service companies located in the United States, Taiwan, Hong Kong, China, Singapore and Japan.IV. CASPA's activities1. Bi-monthly dinner meetings2. Conferences, Seminars, Workshops and Symposiums3. International and domestic Job Fairs4. CASPA Delegations to China, Taiwan, and Asia Pacific countries5. Hosting Delegations from China, Taiwan, and other Asia Pacific countries6. Annual banquet and special summer program.V. CASPA's publications1. Semimonthly eLtters2. Quarterly newsletters3. Annual Conference Proceeding4. Other conference and delegation proceedings

Chinese American Semiconductor Professional Association

Topic1: Buy and Sell Real Estate in Silicon Valley
Speaker: KAIYU REN, Keller Williams Realty
BIO:
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Realtor (12 years experience)
Specialties: Buyer's Agent, Listing Agent, Consulting, Property Management
Kaiyu Ren ranked the top 5 individual realtors in the whole Keller Williams Northern California region (amongst 5000+ realtors) as of Dec, 2017, top 21 individual realtors in Keller Williams nationwide. She also closed the most units in KW Palo Alto office in 2017 and 2018. She is rated the #1 buyer agent in KW Palo Alto Office in terms of closing volumes and the number of units for 2017 and 2018. She receives some of KW's highest awards, including KW Chairman Circle in 2017 and 2018. Her professional integrity, marketing expertise has contributed to her tremendous success and made her always exceeding client expectations.
Her assurance to professionalism and customer service has resulted in a consistent record of satisfaction with her clients. Among other traits of Kaiyu, a high standard of professional integrity is what makes her one of the most dependable and trusted realtors in the Bay Area. Kaiyu's client retaining/referral ratio is one of the highest in her office. She is constantly referred to other clients and currently works mostly with those who have been referred to her. She has helped many realize the dream of homeownership.
Kaiyu's deep mortgage background, ability to analyze the market and listen to client needs has made her an agent with a business savvy edge that far surpasses her competition. She orchestra a talented team of stagers, stylists, gardeners, assistants and marketing consultants that can quickly develop a customized marketing strategy that enables her sellers to sell high with a smooth transaction.
Topic3: Tax Diversify your retirement income with Life Insurance
Speaker: Louie Lau, New York Life
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BIO:
Louie Lau joint New York Life in 2017 as its financial professional specialize in retirement planning and long term care. Before jointing New York Life, Louie was a successful executive and program manager for Fortune 500 companies such as Broadcom and Nortel Networks to deliver multi-million dollars programs. After 30 years in high-tech, Louie decided to transfer his risk management skill and experience he gained from high-tech to a more satisfying and rewarding career in helping his fellow engineers manage their retirement and finance. Louie is born and grew up in Hong Kong and can speak both Cantonese and Mandarin. Louie got his MSEE from University of Wisconsin - Madison and MSEE from Purdue University. Louie is a crazy fisherman and would like to meet more fishing friends.
 
Topic 3: Proper Asset Allocation to Weather Through the Uncertain Market  
Speaker: Dr. Jade Hsiung, Transamerica Financial Advisory Group  
Abstract: The market has been volatile since the beginning of 2018, are we confident to have a peaceful and worry-free retirement life? From the portfolio performance statistics, the affecting factors and their weight percentages are as follows, asset allocation 91.5%, security selection 4.6%, market timing 1.8%.  Proper asset allocation among stocks/mutual funds/ETFs, bonds, Real Estates, annuities, etc. will help us to achieve the goal.
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BIO: Jade got her PhD degree from Brown University.  She is currently a senior manager in Transamerica Financial Advisory Group, has more than 8 years of experience in the financial field.   She represents wide varieties of different categories of products from many well-respected companies, and help to find suitable financial solutions for everyone's unique situations.  She specializes in company's group benefits and 401K plans, individual retirement, investments, insurances, long term tax strategy, education funding, etc. as comprehensive financial planning for the family and asset allocations.

ITRI International Inc

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Real Estate in Silicon Valley & Retirement Planning with Life Insurance

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