Homebuyer Pre Purchase Education

HPP CARES COMMUNITY DEVELOPMENT CENTER IS A HUD APPROVED CONSUMER HOUSING COUNSELING AGENCY ALL COURSE EDUCATIONAL SERVICES ARE HUD & CALHFA APPROVED LOOKING TO LEARN MORE ABOUT HPP CARES COMMUNITY DEVELOPMENT CENTER VISIT OUR WEBSITE www.hppcares.org .

HPP CARES Community Development Center

Learn what it takes to become a homebuyer.

3841 N Lakewood Blvd

Final End of Year Homebuyer Education December 2 2023 10- 2 t3841 North Lakewood Blvd., Long Beach, CA 90808 US+++The certificate will be issued after session completed.*** 2023 Homebuyer Education Certificate course schedule:December 2 SaturdayLocation 3841 North Lakewood Blvd., Long Beach, CA 90808 US(Dates are subject to change, so please double check prior to booking.)Confused about buying a home in today’s real estate market?Attend our monthly Home Buyer’s Workshop. Whether you are a first-time home buyer or seasoned real estate investor, join us in this educational opportunity to better understand the current real estate market and lending environment.  Our Seminar will be conducted by HUD APPROVED COUNSELOR.Topics covered include: DOWN PAYMENT ASSISTANCE, Real Estate Market, Home Buying Process, Credit / Mortgage Financing, The pros and cons of homeownership, Credit reports and how they’re scored, How to improve your credit for homeownership, Disputing information on your credit report, Budgeting and saving for a home; How much home can you afford?, Resources for homebuyers, Who’s who in the buying process (Inspectors, appraisers, Realtors); Mortgages, New responsibilities of homeownership. COST: 75.00 per household We will answer the most often asked questions…How do I know if I’m ready to buy a home? Isn’t it cheaper to rent? How do I begin the process? How much can I afford? What are the tax benefits? Do I have to put 20% Down? What if I don’t have perfect credit? How do I determine my housing needs? What should I look for when shopping for a home? What is escrow and title? How do I make an offer? What types of loans are available to me?1﻿ FEE - $75.00 for all borrowers on the loan Interested in participating in Bank Of America zero down payment mortgages to help minorities buy their first homes - you have come to the right place to get the educational requirement&#x27;s completed. B﻿ank of America minority buyers looking to obtain multiple units in addition to this training is an additional training for <a href="https://www.landlordcert.org/p/landlord-education-certification/?affcode=328481_sluq1ipr" target="_blank" data-msys-clicktrack="0" rel="nofollow noopener noreferrer">landlord tenant rights and responsibilities </a>Confused about buying a home or multiple units in today’s real estate market?Attend our Home Buyer’s Workshop. Whether you are a first time home buyer or seasoned real estate investor, join us in this educational opportunity to better understand the current real estate market and lending environment.  Our Seminar are conducted by HUD APPROVED COUNSELOR.Topics covered include: <ul><li>DOWN PAYMENT ASSISTANCE, </li><li>Real Estate Market, </li><li>Home Buying Process, </li><li>Credit / Mortgage Financing,</li><li>The pros and cons of homeownership, </li><li>Credit reports and how they’re scored, </li><li>How to improve your credit for homeownership, </li><li>Disputing information on your credit report, </li><li>Budgeting and saving for a home; </li><li>How much home can you afford?, </li><li>Resources for homebuyers, </li><li>Who’s who in the buying process (Inspectors, appraisers, Realtors); </li><li>Mortgages, </li><li>New responsibilities of homeownership. </li></ul>COST: 75.00 per person - Covers all borrowers for the householdWhat To Prepare: Wage Earner (Last 2 Pay Stubs\ Last 2 Month Bank Statements\Last 2 Years Tax Returns \ Last 2 W2) Self Employed Last 6 Months Bank Statements Personal &amp; Business \ Last 2 Years Tax Returns Both Personal &amp; Business) DONT HAVE THE CREDIT THAT’S OK! ATTEND OUR SESSION TO HELP YOU GET “UNSTUCK “Let’s Face It You Need To Start Somewhere Why Not Today! We will answer the most often asked questions…How do I know if I’m ready to buy a home? Isn’t it cheaper to rent? How do I begin the process? How much can I afford? What are the tax benefits? Do I have to put 20% Down? What if I don’t have perfect credit? How do I determine my housing needs? What should I look for when shopping for a home? What is escrow and title? How do I make an offer? What types of loans are available to me?BE ADVISED As you know, the Los Angeles Housing + Community Investment Department (HCIDLA) requires that all borrowers applying for purchase assistance loans under HCIDLA’s Low Income Purchase Assistance (LIPA) and Moderate Income Purchase Assistance (MIPA) Programs receive Housing Counseling and at least eight (8) hours of Homebuyer Education from an approved Housing Counseling Agency by HCIDLA and the U.S. Department of Housing and Urban Department (HUD).

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Homebuyer Pre Purchase Education

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Homebuyer Pre Purchase Education

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