Two-Part Free Homebuyer Education Class Sponsored by WSHFC

Learn about credit, budgeting, financing, finding the right home and more from an experienced lender and real estate professional.

Thinking about buying a home in Washington? Whether you're getting ready to start shopping or still working on credit, budgeting, or other steps to prepare, this free two-part class will help you understand what to expect throughout the homebuying process.

Co-taught by an experienced mortgage lender and real estate professional, you'll get practical guidance from both the financing and real estate sides of buying a home, with plenty of opportunities to ask questions along the way.

Topics include:

• Preparing financially for homeownership
• Credit, budgeting and understanding what you can afford
• Mortgage options, pre-approval and the lending process
• Down payments, closing costs and down payment assistance programs
• Working with a real estate agent and finding the right home
• Making an offer, negotiations and contingencies
• Home inspections and appraisals
• What to expect from an accepted offer through closing
• Responsibilities of homeownership and avoiding foreclosure
• Resources available to Washington homebuyers

You do not need to be pre-approved or planning to use down payment assistance to attend.

Attendees who complete both parts of the class and a brief participant survey will receive a Washington State homebuyer education certificate. The certificate is valid for two years and is required to participate in Washington State Housing Finance Commission home loan and down payment assistance programs.