Homebuyer Class with Chase Bank | Prepare for Homeownership

READY TO TAKE THE NEXT STEP TOWARD HOMEOWNERSHIP?

Join Rayford Realty NOLA and Chase Bank for an informative Homebuyer Class designed to help you better understand the homebuying process and prepare for your next move.

Whether you're a first-time buyer or simply want to better understand today's home financing options, this class is an opportunity to learn, ask questions, and connect with professionals who can help guide you through the process.

WHAT WE'LL COVER

• Understanding the homebuying process

• Financing options for qualified buyers

• Preparing for the mortgage process

• Homebuyer assistance resources

• Steps to becoming a confident homeowner

• Questions to ask before choosing a home

EXCLUSIVE HOMEBUYER PROGRAMS

Chase Homebuyer Grant℠¹

Eligible buyers may qualify for $2,500 or $5,000 in savings when meeting applicable program requirements.

Homebuyer Advantage℠²

Learn how a conditional approval can provide a clearer understanding of your purchasing power before you choose a home.

Come prepared with your questions, we're here to help you understand the path to homeownership.

Hosted by: Rayford Realty NOLA + Chase Bank

PRODUCT DISCLOSURES

¹ Chase Homebuyer Grant:

The Chase Homebuyer Grant is available on primary residence purchases only. You may be eligible for either $2,500 or $5,000 in savings when applying for a DreaMaker℠, Standard Agency, FHA and VA home purchase mortgage loan product and where applicable census tract requirements are met. Income limits and homebuyer education may apply on a DreaMaker mortgage. The Chase Homebuyer Grant funds will be applied at purchase loan closing first to points on the loan, if any, then to Chase fees, then to non-Chase fees or down payment. Grant funds may not be used for the down payment on an FHA purchase loan. Speak with a Chase Home Lending Advisor for more information on the savings, including the location eligibility.

The Homebuyer Grant may be considered miscellaneous income and may be reportable on Form 1099-MISC (Miscellaneous Information) or Form 1042-S (Foreign Person’s U.S. Source Income Subject to Withholding) to you and the IRS, for the year in which they are awarded. We encourage you to consult with a personal tax advisor for questions about the impact to personal income tax returns.

² Homebuyer Advantage:

A conditional approval issued through the Chase Homebuyer Advantage Program is based on a comprehensive underwriting review of your credit, income, and assets, and is valid for a designated period of time to extend a home purchase loan up to a specified amount. This conditional approval is not a loan commitment or a guarantee for loan approval, and is subject to the following conditions: (i) identification of a suitable property; (ii) no material changes to your credit profile before closing; and (iii) meeting all credit and closing conditions, such as clear title. Conditional approvals are available only for purchase loans and are not available for all products. Talk to a Home Lending Advisor for details.

For program details, eligibility, and applicable terms, speak with a Chase Home Lending Advisor.