Homeownership by Design™: S'mores & Scores

Preparing Today for the Keys Tomorrow.

There's something about fall that makes people think about home — maybe it's the cooler air, maybe it's the idea of somewhere to put down roots before the holidays. Whatever brought you here, you're in the right place.

Join us for Homeownership by Design™: S'mores & Scores, a cozy fall evening where we roast marshmallows, talk credit scores, and swap the guesswork of homebuying for an actual plan.

What You'll Walk Away With

• Clarity on your Four Numbers: income, expenses, debt, and credit score
• A completed Monthly Cash Flow Worksheet
• A full picture of the hidden costs beyond your mortgage payment
• A personal Homeownership Readiness Checklist
• A 90-Day Homeownership Action Plan, plus an accountability partner

Tonight's Four Pillars

1. Prepare Your Finances — the four numbers every lender looks at, and why you should know them first
2. Prepare for Homeownership — the hidden costs that catch first-time buyers off guard
3. Protect Your Investment — what happens when the HVAC dies or life throws a curveball
4. Build Wealth Beyond Homeownership — turning your first home into a launchpad, not just a place to live

Meet Your Host Shondy Monroe is President of Dream 12 Properties, a real estate investment and development company building new-construction homes and managing rental properties across Georgia and South Carolina. She created Homeownership by Design™ to hand first-time buyers the same numbers-first approach she uses to evaluate her own investments.

While You're Here Dream 12 Properties currently has three brand-new construction homes available in Folkston — same price, same floor plan, different lots. Ask us about them tonight.

Event Details 📍 The Hub, 6133 N. 2nd St, Folkston, GA 31537 🗓️ Tuesday, October 6 · 6:00 PM – 7:30 PM EST 🎟️ Free — RSVP required, seating is limited 🔥 S'mores bar, hot cocoa, and fall treats included