How To Get Out of Debt (And Stay Out)

How To Get Out of Debt (And Stay Out)

Take control of your finances with a practical, step-by-step approach to eliminating personal debt and building habits that keep you out of debt. This interactive class is designed to help you understand exactly where your money is going, create a clear and realistic payoff plan, and develop the discipline needed to follow through.

You'll learn how to organize and prioritize your debts, choose the right payoff strategy for your situation, and identify spending patterns that may be holding you back. We will break down methods for reducing balances faster, negotiating payments when needed, and common mistakes that keep people stuck in cycles of debt.

Beyond just paying off what you owe, this class focuses on long-term change. You will gain tools to build a realistic budget, create emergency cushions, and shift your financial mindset so you can move into financial freedom with confidence. Whether you're dealing with credit cards, medical bills, vehicle or house payments, or other personal debt, this class equips you with clear, actionable strategies to help you get out - and stay out - of debt for good.

*Bring a notebook and writing utensil with you to take notes and fill out financial forms in class (optional).