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PCRI Homeownership Program

For more than 25 years, Portland Community Reinvestment Initiatives has reinvested in Portland’s neighborhoods, preserved their diversity and provided tools to help low-income Portland families and individuals achieve stability and self-sufficiency.  From our original task of helping people who were unknowingly swindled out of their homes, PCRI has come a long way.  Still, the challenges are constant—as is our presence as an anchor of stable, diverse and livable Portland neighborhoods.


 PCRI’s Homeownership Education and Counseling program is intended to assist low- to moderate-income, first-time buyers in creating a successful action plan towards homeownership. The one-on-one counseling is designed to help overcome any obstacles that would prevent affordable mortgage financing. We work with each client to analyze their financial and credit situation, identify prospective barriers and develop a plan to remove any barriers. We also work to assist clients with debt-load management by preparing a manageable, monthly budget plan.


As part of our Pathway 1000 Initiative to mitigate and prevent involuntary displacement in North and inner Northeast Portland, PCRI will develop new homes for purchase. The first development, on North Williams Avenue, is targeted to begin construction in February 2018 and will include four two- and three-bedroom row homes. Future developments are envisioned to include row homes similar to the North Williams development, family-size single family homes, and other types of housing. These homes will be prioritized for purchase by households who have family roots in the neighborhoods where the homes are built. Some homes will be made available through Portland Housing Bureau’s North/Northeast Homeownership program and will utilize Portland Housing Bureau’s preference policy for displaced families. Families who purchase these homes can receive the full benefit of their homes’ equity and appreciation. Repayment of certain down payment assistance programs may be required; PCRI can help buyers understand all the opportunities and restrictions.


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