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What does the checkout process look like with Affirm?

For some U.S. events, you can pay for Eventbrite tickets over time, rather than all at once, with eblink{Affirm financing=> target=_blank}. If the loan is approved by Affirm, you’ll instantly receive your tickets in your order confirmation email from Eventbrite and directly pay Affirm in fixed monthly installments over 3 or 6 months (rates from 10-30% APR). Just choose Affirm as the payment method during checkout, complete a quick application on their site, and get a real-time decision. To apply, you must be at least 18 years old (19 years old in Alabama or if you’re a ward of the state in Nebraska) and provide Affirm with your full name, email address, date of birth, U.S. mobile or VoIP number registered in your name, and the last 4 digits of your social security number.

TIP: If you organize events and are interested in offering Affirm to attendees, eblink{learn more about Affirm=>}.

PRO TIP: Affirm loans vary between 10% and 30% APR based on your creditworthiness. Interest on Affirm loans does not eblink{compound=> target=_blank}, which means you won't be charged interest on your accrued interest. Affirm will never charge you more than what you see at checkout—there are no late fees, service fees, prepayment fees, or any other hidden fees. You can see your loan information and manage your payments in your eblink{Affirm account=> target=_blank}.You can eblink{request a refund=>} by contacting the organizer.

NOTE: As of June 30, 2017, Affirm is no longer available to Iowa state residents due to changes to state law. Affirm will continue to honor and service loans issued prior to June 30, 2017. If you're still interested in paying in installments, eblink{contact the event organizer=>} to see if other options exist for their event.

1. On the event listing, choose “Tickets” and select the number of tickets you want.

Gif of the Select Tickets lightbox on an event listing.
Gif of the Select Tickets lightbox on an event listing.

Select “Tickets”. Then enter any eblink{promotional codes=>} you have and click the drop-down menu to choose the number of tickets you want. Then hit “Checkout.”

NOTE: At this time, Affirm can only be used to buy Eventbrite tickets for events using eblink{Eventbrite Payment Processing=>}, and for tickets that cost more than $150.

2. Select "Monthly Payments with Affirm" as the payment method, enter registration and billing information, then click “Continue to Affirm.”

Screenshot of order confirmation page with Affirm enabled.
Screenshot of order confirmation page with Affirm enabled.

You’re taken to the event’s registration form. Click "Credit/Debit Card" (next to Payment Method), then choose “Monthly Payments with Affirm" from the drop-down menu. After you enter your registration and billing information, select “Continue to Affirm”

TIP: For more information, check out eblink{Affirm’s own FAQs=> target=_blank}.

NOTE: Eventbrite takes the eblink{security=>} and eblink{privacy=>} of your information seriously. Affirm encrypts all sensitive data including social security numbers, and maintains physical, electronic, and procedural safeguards to protect your information. Affirm does not sell or rent your information to anyone. Read more about eblink{Affirm's Privacy Policy=>}.

3. Create an account with Affirm.

Screenshot of Affirm's account creation page.
Screenshot of Affirm's account creation page.

You’re taken to Affirm’s website, and all you have to do is fill out some basic personal information and click “Create account”. Affirm performs a eblink{soft credit check=> target=_blank}, which doesn’t affect your credit score. Affirm then makes a real-time decision and determines your eblink{annual percentage rate=> target=_blank} (APR) using several data points. using several data points. Because Affirm looks beyond FICO, you may qualify for credit without an extensive credit history. To sign up, you must: • Be 18 years of age or older (19 years of age in Alabama or if you're a ward of the state in Nebraska). • Provide a valid U.S. mobile or VoIP number and agree to receive SMS texts. Affirm will use this number to help verify your identity, provide you pin codes to access your account, and send you important information about your account, including payment reminders and refund notifications. The phone account must be registered in your name. • Enter your full name, email address, date of birth, and the last 4 digits of your social security number.

NOTE: By creating an account with Affirm, you agree to their eblink{Terms of Service and Electronic Disclosures=> target=_blank}, and you authorize Affirm to obtain your credit report.

4. Verify your identity with Affirm.

Screenshot of the Affirm screen where you enter your pin code.
Screenshot of the Affirm screen where you enter your pin code.

To verify your identity, Affirm sends you a text message with a 4-digit pin code. Enter the pin, then select “Sign In”.

TIP: Been a few minutes and still haven't received your pin code from Affirm? Click "Problems receiving your pin?" and Affirm will attempt to resend the pin to the phone number you provided.

NOTE: In some cases, Affirm may ask you to link your online checking account to determine your ability to repay your loan. Affirm uses modern technology to securely link your account. Linking your account does not authorize Affirm to debit or make changes to your account.

5. Select a loan option.

If your loan is approved, Affirm displays the total cost upfront, including the loan amount, the interest rate, the monthly payment amounts, and the total amount of interest you’ll pay over the course of the loan. You can pay off your loan over three or six months (rates from 10-30% APR). When you consider Affirm financing, carefully evaluate the loan terms that Affirm offers you and determine whether the monthly payments fit your budget.

TIP: To avoid missing payments, set up automatic payments with Affirm by clicking the toggle next to “Enable autopay”.

PRO TIP: Sometimes Affirm can only approve a loan for a portion of the ticket price. When this happens, you must pay the difference between the ticket price and your loan as a downpayment to Affirm with a debit card if you would like to proceed with the purchase.

NOTE: Unfortunately, Affirm cannot always approve loans. If you have have any questions, please ebmail{email Affirm=> about rejected loan} directly.

6. Click “Confirm Loan”.

Screenshot of Eventbrite's order confirmation page, using Affirm.
Screenshot of Eventbrite's order confirmation page, using Affirm.

After you review and agree to the linked “Truth in Lending Disclosure and Loan Agreement”, click “Confirm Loan.” You’re taken to your order confirmation page on Eventbrite where you can see a breakdown of your purchase and eblink{access your tickets=>}.

NOTE: If you notice that you're instead redirected to an alternative confirmation page, take a look at it to confirm that it is related to your event. The organizer may have created a personalized confirmation page of their own to confirm your registration has been completed.

7. You receive an order confirmation email.

Screenshot of Eventbrite's order confirmation email with Affirm enabled.
Screenshot of Eventbrite's order confirmation email with Affirm enabled.

After registering, you’ll receive an order confirmation to the email address you provided.

NOTE: If you haven’t used Affirm before you'll receive a welcome email from Affim. You'll also receive an email from Affirm when you accept the loan and when Eventbrite has processed your order.

8. View your tickets.

Screenshot of an example ticket.
Screenshot of an example ticket.

You can eblink{print your ticket=>} from the PDF attachment in your order confirmation email, or from the eblink{Tickets=>} page in your Eventbrite account. You can also see your tickets when logged into the eblink{Eventbrite mobile app=>} for eblink{iOS=>} or eblink{Android=>}.

9. Make monthly installment payments to Affirm for your Eventbrite tickets.

eblink{Log into your Affirm account=> target=_blank} to view your loan information and make payments. You’ll need your mobile phone to access your account. Your first monthly payment is due to Affirm 30 days from the date that your order was processed on Eventbrite. Affirm sends you a SMS reminder before each payment is due, and you can eblink{download Affirm’s iPhone app=> target=_blank} to easily manage your account and payments.

TIP: If you aren’t able to make a payment on time, please make that payment as soon as possible. You won’t incur any late fees or additional interest, but late payments may make it harder for you to qualify for credit from Affirm in the future.

PRO TIP: There are no prepayment penalties or fees for paying off your loan early. If you pay off your entire loan before the due date, you’ll only pay interest for the period that that you borrowed the money.

10. Optional: Request a refund.

If you need to eblink{request a refund=>}, contact the event organizer directly. Refunds will be less any interest that has accrued on the loan. If you’ve already made loan payments or a down payment, Affirm issues a refund credit to the bank account or debit card that you used to make the payments. Refund credits should appear in your Affirm account within 3 to 10 business days.

TIP: If the event organizer grants the refund, the refund is posted to your eblink{Affirm account=> target=_blank} once processed.

PRO TIP: If you’re receiving a partial refund, it’ll be applied to the last monthly payment associated with your loan. Any remaining funds will be applied to the second to last monthly payment, then the third to last monthly payment, and so on, until the full amount of the refund has been applied to your loan. All other monthly payment amounts won’t change from your original terms.

NOTE: Any accrued interest will not be refunded because you still owe the interest that accumulated during the time the money was borrowed.

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