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WBD Training - Appleton - April 23-25 - SBA Credit Underwriting/Applicatio...

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Fox Valley Technical College - Main Campus

1825 N Bluemound Dr.

Appleton, WI 54914

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Participants will learn how to conduct SBA compliant credit underwriting for these SBA loan programs: General 7(a), 7(a) Small Loans, SBA Express and SBA CAPLines.

This course is recommended for financial institution employees who have responsibility for conducting credit underwriting for SBA loans, especially loan officers, portfolio managers, credit analysts, and those involved in credit administration. Attendees are highly encouraged, but not required, to have already attending WBD’s “Fundamentals of SBA 7(a) Lending” training course.

SBA Credit Underwriting

The objective of course is to provide in-depth instruction on performing SBA compliant credit underwriting for the five SBA loan programs mentioned above. The Model for successfully completing SBA credit underwriting includes discussion of:

  • Pre-screening Loan Requests
  • Business & Management Assessment
  • Avoiding Incomplete Credit Memos
  • Addressing Derogatory Personal Credit and/or Criminal History
  • Income Statement & Balance Sheet Analysis (historical & pro-forma)
  • Analyzing Business, Global & Personal Cash Flows
  • Assessing Collateral, including Life Insurance
  • Properly Underwriting Debt Refinance & Change of Ownership Projects
  • Understanding the Impact of Lending to “Franchises”

Select case studies will be reviewed to emphasize the practical application of the concepts of The Model. Attendees will receive a comprehensive digital resource guide for future quick reference.

SBA Application Processing

The objective of this one-day, in-person training course is not to teach attendees how to use or troubleshoot issues in E-Tran or SBA One, but rather to provide in-depth instruction on how to prepare the required SBA forms, to know which forms are required for the various types of SBA loan programs, and how to assemble & prepare the SBA loan application for electronic submission to SBA. The following topics will be discussed:

  • Loan Approval & the Loan Authorization Drive the Application Process
  • Tips and “Trips” in Completing SBA Application Forms, including Forms 1919, 1920, 912, etc.
  • Top Reasons for Screen-outs and Responding to Screen-outs
  • What Forms Do I Need?
  • Assembling the 10-Tab Application
  • Working in E-Tran and SBA One
  • Post-Authorization Modifications

Attendees will receive a comprehensive digital resource guide for future quick reference.

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Date and Time

Location

Fox Valley Technical College - Main Campus

1825 N Bluemound Dr.

Appleton, WI 54914

View Map

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