To Be or Not To Be...Intentional With Money

To Be or Not To Be...Intentional with Money, A Workshop with Penny Kidd

Do you ever feel like your money disappears before the month is over—or wonder why you “make too much to be this broke”? You’re not alone. Money stress isn’t about how much you earn; it’s about having a clear plan that reflects your goals and values.

Join Financial Coach Penny Kidd, founder of Pennywise Coaching, for a practical and motivating workshop that shows you how to stop letting your money control you—and start telling it where to go.

You’ll learn how to:

• BE Aware – Get crystal clear on your income, debt, and goals so you can make confident, informed decisions.
• BE Intentional – Create a zero-based budget that works, plan for irregular expenses, and finally prioritize needs over wants without guilt.
• BE Consistent – Develop simple, repeatable habits that build momentum toward debt freedom, stronger savings, and long-term security.

Through real-life examples, interactive guidance, and actionable tips, Penny will help you:

• Shift your mindset so money feels less overwhelming and more empowering.
• Build a spending plan you can actually stick to.
• Identify the “money leaks” keeping you from progress.
• Walk away with a step-by-step plan to start reducing stress and moving toward financial freedom.

This workshop isn’t about shame or deprivation—it’s about clarity, intention, and peace of mind. Whether you’re just starting out or ready to take your finances to the next level, you’ll leave with the tools and motivation to make your money behave.