The Boss Up Credit Building & Confidence Masterclass (In-Person)

🎓🌟 Our Boss Up Credit Building and Confidence Masterclass Outline

MEN ARE ENCOURAGED TO SIGN UP FOR THIS CLASS!

Module 1: Credit Basics

• What credit is and why it matters for women entrepreneurs
• FICO vs. VantageScore – how scores are calculated
• How lenders use credit scores
• Myths about credit

Module 2: Building Credit from Scratch

• Secured vs. unsecured credit cards
• Credit-builder loans
• Becoming an authorized user
• Establishing a payment history

Module 3: Fixing & Improving Credit

• How to read your credit report (Experian, Equifax, TransUnion)
• Identifying and disputing errors
• Paying down debt strategically (snowball vs avalanche)
• Reducing utilization ratio

Module 4: Smart Credit Habits

• Payment history best practices
• Managing utilization under 30%
• Balancing different types of credit
• Avoiding common pitfalls (late payments, too many inquiries)

Module 5: Leveraging Credit for Business

• Business credit vs. personal credit
• Using credit to access funding & grow
• Building relationships with banks
• How credit impacts grant and loan eligibility

Module 6: Long-Term Credit Success

• Maintaining strong scores
• Planning for major purchases (home, business expansion)
• Teaching financial literacy in your community
• Protecting credit from identity theft

📘 Workbook Activities

• Fill-in-the-blank definitions (credit utilization, hard inquiry, etc.)
• Personal credit checklist: “Where am I now?”
• Action Plan: 30-day, 90-day, 12-month steps
• Debt repayment tracker
• Credit report review template
• Letter template for disputing errors
• Business credit starter checklist