Welcome to our exclusive online event focusing on tax-free retirement and legacy strategies tailored for individuals with ultra-high net worth and high income. Join us to discover advanced life insurance techniques that can help you maximize your wealth for both retirement and future generations.
Who this is forUltra high net worth and high-income earners who want clear, no-jargon examples of using advanced life insurance to:
- Create tax-free retirement income (shown with and without bank-financed premiums)
- Power the Great Wealth Transfer (buying insurance on an adult child to benefit grandchildren)
- Deploy a lump-sum at age 65 for legacy and optional income
What you’ll see (live case studies)
- Tax-Free Retirement: A max-funded design for retirement income, then the bank-financed version (interest-only out-of-pocket). Simple, high-level stress bands.
- Multi-Generational Planning: Why insuring an adult child can increase efficiency and how to structure a gift so grandchildren benefit.
- Lump-Sum at 65: Compare a non-MEC short-pay (keeps tax-favored access) vs a single-pay MEC (simple legacy focus)—when each might fit.
Plain-English takeaways
- How these policies credit interest (without market downside participation) and why funding pattern matters
- When bank-financed premiums can help keep your capital working—and the trade-offs (rates, collateral, performance)
- Exactly what to request in a feasibility analysis
Agenda (45 minutes)
- The strategy in 5 minutes • Funding methods in plain English
- Three live case studies (20–25 min) • Q&A + next steps
PresenterMichael W. Mandarino — 123 Life Insurance. U.S. Army veteran & West Point graduate with 20+ years advising families and business owners.Licensing: FL P116816 · CA 0F39919 (licensed in multiple U.S. states)
DisclosuresEducation only—not tax or legal advice. Credits and values are not guaranteed. Bank-financed premiums add risks (interest-rate, collateral, refinancing, lapse). Policies subject to underwriting and state availability. Loans and withdrawals may have tax consequences and reduce death benefit. Consult your tax and legal advisors.
