Series 1: CDFI Microlending Origination and Portfolio Management Series

Join CAMEO’s National CDFI Academy for a comprehensive series designed to enhance your skills and knowledge in CDFI microlending origination and portfolio management. The 10-course series on CDFI Microlending Origination and Portfolio Management will be split into two parts: 6 sessions on CDFI Microlending Origination, taking place from April 18th to May 23rd, and 4 sessions on Portfolio Management, scheduled for July 11th to August 1st.

Whether you’re new to the industry, transitioning to a new role, or seeking to deepen your expertise, this series offers a structured learning path covering essential topics from functional alignment to portfolio performance oversight. While these courses are designed to build upon each other, we understand that everyone's schedule is unique. Feel free to register for the sessions that best suit your schedule, whether it's one or all of them.

Don’t miss this NO COST opportunity to enhance your skills and advance your career in CDFI microlending operations and portfolio management. Reserve your spot today!

Please look out for a Goolge Calendar invite for the course that you have registered for, typically sent 3 days before the course begins!

Series 1: CDFI Microlending Origination

Session 1: Overview of Lending Functional Alignment, April 18th

Session 2: Pipeline Development and Building a Mission-driven Sales Team, April 25th

Session 3: Intake, Application, and Loan Packaging/Pre-Loan Technical Assistance, May 2nd

Session 4: Microloan Underwriting I, May 9th

Session 5: Microloan Underwriting II, May 16th

Session 6: Loan Approval and Loan Committee, May 23rd

Series 2: Portfolio Management

Session 1: Overview of Portfolio Management Functions, July 11th

Session 2: Loan Closings, Disbursements, Servicing, and Annual Credit Reviews, July 18th

Session 3: Delinquency Management, July 25th

Session 4: Portfolio Performance Oversight and Review, August 1st

CDFI Microloan Origination Series Overview
Session 1: Overview of Lending FunctionalAlignment, April 18th
Time: 10:00 AM PT - 1:00 PM PT (1:00 PM ET - 4:00 PM ET)

• Define core functions within a lending program.
• Identify effective alignment using a functional organizational chart.
• Learn assessment processes to evaluate current staff structure.
• Understand implementation steps to migrate staffing structure.
• Explore key elements of job postings and descriptions.

Session 2: Pipeline Development and Building a Mission-driven Sales Team, April 25th
Time: 10:00 AM PT - 1:00 PM PT (1:00 PM ET - 4:00 PM ET)

• Define key terms in the CDFI Industry and related certification requirements.
• Learn strategies to identify target market characteristics and needs.
• Assess staff alignment to support target market characteristics.
• Understand components of pipeline development and tracking.
• Explore continuous improvement strategies for increased results.

Session 3: Intake, Application, and Loan Packaging/Pre-Loan Technical Assistance, May 2nd
Time: 10:00 AM PT - 1:00 PM PT (1:00 PM ET - 4:00 PM ET)

• Define the role and importance of the intake function.
• Understand prequalification requirements and underwriting criteria.
• Identify elements of successful loan application and required documents.
• Explore efficient loan packaging processes.
• Differentiate pre-loan technical assistance from loan packaging.

Session 4: Microloan Underwriting I, May 9th
Time: 10:00 AM PT - 1:00 PM PT (1:00 PM ET - 4:00 PM ET)

• Understand prequalification requirements and underwriting criteria.
• Learn predictors or repayments for microloans.
• Assess credit and repayment for microloans.
• Evaluate cash flow through Global Debt Service Coverage.

Session 5: Microloan Underwriting II, May 16th
Time: 10:00 AM PT - 1:00 PM PT (1:00 PM ET - 4:00 PM ET)

• Revisit key content from Microloan Underwriting I.
• Define roles of co-signers and guarantors.
• Explore predictors of repayment for larger loans.
• Identify successful underwriting approaches.
• Strategies for staffing the underwriting function.

Session 6: Loan Approval and Loan Committee, May 23rd
Time: 10:00 AM PT - 1:00 PM PT (1:00 PM ET - 4:00 PM ET)

• Identify key elements of a loan approval authority policy.
• Define responsibilities and structure of a loan committee.
• Understand required loan committee skills for risk management.
• Define core elements of an effective loan committee charter.

About the Instructor

This course being offered from CAMEO’s National CDFI Academy will be presented by an industry expert.

No Fee to Participate

A very special thank you to the SBA PRIME Grant for funding this series!

"Funded [in part] through a Cooperative Agreement with the U.S. Small Business Administration," there is NO FEE TO PARTICIPATE!

Who should attend this course?

Given our intending funding and audience for these classes, the basic requirement is that you represent a nonprofit organization who is intending to make loans, a CDFI, or mission-based lender. We unfortunately are not able to accommodate for profit companies.

To ensure a focused and interactive learning environment, we encourage no more than 3 or 4 participants per organization.

Questions Regarding Course Content?

Please contact Douglas Craven: Senior Program Manager, CDFI Programs at dcraven@CAMEOnetwork.org.

CAMEO Membership and Trouble Registering

To learn more about CAMEO membership benefits and pricing, please click here. Scholarships are available for organizations that qualify. Please contact Dara Dado at ddado@CAMEOnetwork.org to learn more about CAMEO Memberships or if you are having trouble registering.

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