Why You Should Attend

The primary business of a credit union is lending. An effective lending program is built on well-defined decisioning and pricing that is responsive to the credit union’s actual costs. Come learn how to expand your lending to serve more of your members, increase your loan to share ratio, and earn a reasonable ROA in the process.

Who Should Attend

This Boot Camp is for anyone involved in your credit union’s lending programs, including loan officers, loan processors and collectors, and CEOs.

Highlights

• Regulatory requirements
• Creating responsive lending parameters
• Pricing based on your credit union’s actual costs
• Using credit risk management to manage risk over the life of the loan

Schedule

9:00-10:00

Explore regulations pertaining to lending to better understand what is required of your credit union.

10:00-10:15

BREAK – Snacks and drinks provided

10:15-12:00
Develop a clear definition of Risk Based Pricing and how it compares to tiered pricing. Also, examine using multiple profiles to determine loan approvals.

12:00-1:00
LUNCH – On your own

1:00-2:30
Learn how to set loan rates to maximize your credit union’s profitability.

2:30-2:45
BREAK – snacks and drinks provided

2:45-4:00
Examine effective strategies for the ongoing management of your loan portfolio.