Question 1

Can non-U.S. Citizens purchase a primary residence in the United States?

Accepted Answer

Yes! If you have a Green Card (Permanent Resident) or a Work Visa (H-1B, L-1, O-1, etc.), you are treated similarly to U.S. citizens when applying for a mortgage.

Question 2

What are 3 requirements for purchasing a home as a non-U.S. Citizen?

Accepted Answer

1. Valid work visa or Green Card
2. U.S. credit score (preferred but not always required)
3. Proof of stable income/employment.

Question 3

I do not have an established credit history. Can you provide me with resources that will help me?

Accepted Answer

Absolutely! We understand how important it is to establish credit, and we’re here to support you every step of the way by providing you with resources and support.

Pathways to Homeownership: A Seminar for Non-U.S. Citizens Buying Property