non-budgeting (because regular budgeting doesn't work)

Spreadsheets? Nope. Guilt trips? Hard pass. This is about saving smart, spending smart, and actually crushing your goals—without obsessing over every charge. It starts with really knowing your numbers (like, really knowing them) and locking in your must-pay stuff. The rest? Freedom. Flexibility. Sanity.

Let’s start the year by building your non-budget—together.

By Penny Finance: an online financial planning platform for everyone who doesn't have millions of dollars.

Free for all.

Interactive with Q&A.

Recording sent via e-mail within 24hrs post-event.

Registration required for live and recording access.