Question 1

Can anyone get a 2–3% rate?

Accepted Answer

Qualifying buyers can, but it requires understanding the rules, paperwork, and timeline. I’ll walk you through everything step-by-step so you know what it actually takes.

Question 2

Do I need to be a veteran to assume a VA loan?

Accepted Answer

No. Non-veterans can assume a VA loan in most cases. Veterans, however, have additional benefits we’ll cover in class.

Question 3

What about the down payment or “gap” between the mortgage and the purchase price?

Accepted Answer

We’ll cover how the “gap” works, creative ways to structure it, and how buyers keep their cash-to-close low.

Question 4

How long does the assumable mortgage process take?

Accepted Answer

Typically 45–60 days, depending on the servicer. I’ll explain timelines, what slows things down, and how to avoid common delays.

Question 5

Will you give specific homes with assumable mortgages?

Accepted Answer

Yes. I’ll show you how to identify FHA/VA assumable homes and share examples of current listings and real buyer scenarios. We have the data for all assumable mortgages in the USA.

Question 6

What does it cost to attend?

Accepted Answer

Nothing. The class is completely free.

Learn About FHA & VA Assumable Mortgages (Free Class)

Overview

How to Buy a Home With a 2–3% FHA or VA Rate

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