Question 1

Do I really need a 20% down payment to buy a home?

Accepted Answer

Not at all! In this class, we will cover various loan options that require little to no down payment, including FHA (3.5%), VA (0%), and USDA loans, as well as conventional options with as little as 3% down.

Question 2

What credit score do I need to qualify for a mortgage?

Accepted Answer

There is no single "magic number," as requirements vary by lender and loan program. We will discuss the minimum scores typically required for different loans and share actionable tips on how to improve your credit profile if you aren't quite there yet.

Question 3

Will this class cover down payment assistance programs?

Accepted Answer

Yes! One of our main goals is to connect you with local, state, and national grant programs. We will explain how down payment assistance works, who qualifies, and how you can apply these funds to reduce your out-of-pocket costs.

How to Become a Homeowner in 2026 and Beyond

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Organized by

Aimee Anselmi