Ready to buy—but not sure where to start? Join Newson Estates – Housing & Community Resources for a friendly, no‑sales workshop designed to make homebuying simple. You’ll leave with a step‑by‑step plan, expert contacts, and the confidence to take your next move.
You’ll learn
- The simple roadmap: Pre‑approval → Home search → Offer & negotiation → Escrow (appraisal, inspections, disclosures) → Keys.
- What to do at each step—and the pitfalls to avoid.
- Down‑payment & closing‑cost help in San Diego (CalHFA + local).
- What affects your payment: price, taxes, insurance, HOA, interest rate.
Who’s in the room & why it matters
- Lender — unlocks your budget with pre‑approval, explains rates, loan types, and down‑payment assistance; helps you understand your real monthly payment.
- Real Estate Agent (REALTOR®) — designs your search, writes a strong offer, negotiates price/credits/repairs, and protects you with contingencies & disclosures.
- Escrow Officer — neutral hub that handles your deposit, paperwork, deadlines, and coordinates with all parties so closing is smooth and on time.
- Title Representative — checks ownership history, clears any liens or issues, and provides title insurance to protect you and your lender.
Who it’s for
Renters, first‑time buyers, county/city employees, educators, healthcare workers, veterans—anyone curious about owning in San Diego.
