First-Time Homebuyer Class

Buying your first home is exciting — but it can also feel overwhelming if you don’t know where to start. Join us for a FREE First-Time Homebuyer Seminar designed to help you understand the entire homebuying process from start to finish.

Whether you're planning to buy in a few months or sometime next year, this class will give you the confidence, knowledge, and tools you need to make smart financial decisions.

This seminar is perfect for:
✔ First-time buyers
✔ Anyone rebuilding credit
✔ Self-employed buyers
✔ Renters wanting to become homeowners
✔ Anyone curious about mortgage programs and savings options

You’ll walk away knowing exactly what steps to take to become a homeowner — and how to avoid the most common mistakes that first-time buyers make.

WHAT YOU'LL LEARN

During this seminar, you’ll learn:

• How to qualify for a mortgage
• Understanding credit and DTI (Debt-to-Income)
• Down payment requirements and assistance programs
• The difference between FHA, VA, USDA, and Conventional loans
• How much you really need to save
• Closing costs: what they are & how much to expect
• The full process from pre-approval to closing day
• How interest rates work in today’s market
• Tips to strengthen your buying power
• Common mistakes first-time buyers make

BONUS TOPICS

• Programs for self-employed buyers
• Loans for buyers with limited credit history
• How to buy with ITIN
• How to buy a home while selling your current one
• How to work with a real estate agent effectively