Question 1

1. How much money do I need to buy a home?

Accepted Answer

You might not need as much as you think! Some loan programs allow down payments as low as 3%, and there may be local grants or assistance programs available. Everyone has a unique journey. Our experts will walk you through some options and help you find what may work best for your budget.

Question 2

2. What’s the first step in the home buying process?

Accepted Answer

Getting pre-approved for a mortgage is usually step one. It helps you understand what you can afford and shows sellers you're serious. Jami Moss from Directors Mortgage can explain how easy it is to get started!

Question 3

3. What credit score do I need to qualify for a loan?

Accepted Answer

Most lenders look for a score of 620 or higher, but there are options for lower scores too. We’ll help you understand where you stand and what steps you can take to improve your credit if needed.

Question 4

4. How long does the home buying process take?

Accepted Answer

From getting pre-approved to closing on your new home, the process typically takes 30–60 days. Since all journeys are unique, we’ll break down the typical timeline so you will be able to navigate every step based on your specific needs.

Question 5

5. Do I need a real estate agent if I’m a buyer?

Accepted Answer

It is HIGHLY recommended so everyone is properly protected — and the best part? Their services are usually free for buyers! Trace and Erin Valente, at Red Dog Real Estate, will be your advocates, helping you find the right home, negotiate the best price, and avoid costly mistakes.

First Time Home Buyer's Lunch and Learn

Follow this organizer to stay informed on future events

First Time Homebuyer Education Class Sponsored by WSHFC

First Time Homebuyer Education Class Sponsored by WSHFC

First Time Homebuyer Education Class Sponsored by WSHFC

First Time Homebuyer Education Class Sponsored by WSHFC

First Time Homebuyer Education Class Sponsored by WSHFC

First Time Homebuyer Education Class Sponsored by WSHFC

First Time Homebuyer Class - Sponsored by WA Housing Finance Commission

FREE HOME BUYER SEMINAR - DOWN PAYMENT ASSISTANCE

PREPARING TO BUY: a FREE step-by-step guide to purchasing a home

PREPARING TO SELL: a FREE step by step guide to listing your home

First Time Home Buyer's Lunch and Learn

Follow this organizer to stay informed on future events

Events you might like

First Time Homebuyer Education Class Sponsored by WSHFCFirst Time Homebuyer Education Class Sponsored by WSHFC

First Time Homebuyer Education Class Sponsored by WSHFCFirst Time Homebuyer Education Class Sponsored by WSHFC

First Time Homebuyer Education Class Sponsored by WSHFCFirst Time Homebuyer Education Class Sponsored by WSHFC

First Time Homebuyer Education Class Sponsored by WSHFCFirst Time Homebuyer Education Class Sponsored by WSHFC

First Time Homebuyer Education Class Sponsored by WSHFCFirst Time Homebuyer Education Class Sponsored by WSHFC

First Time Homebuyer Education Class Sponsored by WSHFCFirst Time Homebuyer Education Class Sponsored by WSHFC

First Time Homebuyer Class - Sponsored by WA Housing Finance CommissionFirst Time Homebuyer Class - Sponsored by WA Housing Finance Commission

FREE HOME BUYER SEMINAR - DOWN PAYMENT ASSISTANCEFREE HOME BUYER SEMINAR - DOWN PAYMENT ASSISTANCE

PREPARING TO BUY: a FREE step-by-step guide to purchasing a homePREPARING TO BUY: a FREE step-by-step guide to purchasing a home

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First Time Homebuyer Education Class Sponsored by WSHFC

First Time Homebuyer Education Class Sponsored by WSHFC

First Time Homebuyer Education Class Sponsored by WSHFC

First Time Homebuyer Education Class Sponsored by WSHFC

First Time Homebuyer Class - Sponsored by WA Housing Finance Commission

FREE HOME BUYER SEMINAR - DOWN PAYMENT ASSISTANCE

PREPARING TO BUY: a FREE step-by-step guide to purchasing a home

PREPARING TO SELL: a FREE step by step guide to listing your home