Ditch the Rent, Build Wealth: Free Homebuyer Class

Ditch the Rent, Build Wealth: Free Homebuyer Class

Ready to Ditch the Rent and Build Wealth? Join my free homebuyer class and start building your financial future through homeownership!

By Hunnicutt Homes - Hannah Hunnicutt

Select date and time

Wednesday, June 18 · 5 - 6pm PDT

Location

Online

About this event

  • Event lasts 1 hour

Ditch the Rent, Build Wealth: Free Homebuyer Class


Thinking about buying your first home but unsure where to start? You’re not alone—and you don’t have to figure it out by yourself! The homebuying process can feel overwhelming, but we’re here to guide you every step of the way.


Once a month, we host a FREE homebuyer class designed just for renters like you. Together, we’ll explore:

• The homebuying process—step by step

• How to buy a home with little to no money down (including down payment assistance & seller concessions)

• Market trends & affordability—what’s happening now and what it means for you

• Inspections, buyer protections, and common mistakes to avoid

• Loan options, pre-approval tips, and how to qualify—even with student loans


📊 Why does this matter?

• The average homeowner’s net worth is 40X higher than a renter’s.

• Rent prices keep rising, while homeowners are building equity every month.

• Owning a home helps create long-term financial stability and wealth.


Let’s stop paying someone else’s mortgage and start building your future. We can’t wait to meet you and answer all your questions at the next class. Sign up now!


📩 Can’t make it to the scheduled class? No problem! Reach out to request a recorded presentation, or let’s find a time to connect. We’re happy to help you get started on your path to homeownership.

Frequently asked questions

Why is buying better than renting?

Owning builds equity, while rent is money you never get back. With a home, you gain stability, tax benefits, and potential appreciation. Plus, you can customize your space however you want—no landlord rules!

When is the right time to buy a home?

The best time is when you’re ready! Interest rates and home prices change, but owning means building wealth instead of paying rent. If you’re financially prepared, it’s time to invest in your future and create a space that’s truly yours!

How much do I need for a down payment?

It depends on the loan type:     •    Conventional: 3-5% down     •    FHA: 3.5% down     •    VA/USDA: 0% down A 20% down payment avoids PMI, but it’s not required. Ask me about downpayment assistance programs!

What credit score do I need?

Most lenders prefer:     •    620+ for conventional loans     •    580+ for FHA (some allow 500 with more down)     •    VA loans have no set minimum, but 620+ is ideal Higher scores = better interest rates, saving you money over time.

How much house can I afford?

A good rule:     •    Keep your mortgage payment under 28-30% of your gross income.     •    Keep total debt (including mortgage) under 36-43% of income. Get pre-approved to see what you qualify for and stay within budget!

Should I get pre-approved before house hunting?

Yes! Pre-approval helps you:     •    Know your budget     •    Show sellers you’re serious     •    Make stronger offers A lender reviews your income, credit, and debt to determine what you qualify for. Pre-approval is valid for 60-90 days.

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Hunnicutt Homes - Hannah Hunnicutt

As a dedicated Realtor® with PorchLight Real Estate Group and part of the 5280 City Living Team, I’m here to make your home-buying or selling journey seamless and stress-free. Whether you’re a first-time buyer, a seasoned homeowner, or an investor, I provide expert guidance, local market knowledge, and a personalized approach to help you achieve your real estate goals.

Let’s make your next move the best one yet!