Credit Scores: Build It, Fix It, Own It

Learn how to take control of your credit score, whether you're building it from scratch, fixing past mistakes, or owning a stellar score.

By Claudia Da Silva- Team Leader Palm Leaf Realty Grp

Date and time

Thursday, June 12 · 6 - 7:30pm PDT

Location

Online

About this event

Event lasts 1 hour 30 minutes

Ready to take control of your financial future?
Join us for a powerful evening with Credit Specialist Elisabeth Islas as she shares insider knowledge on how to understand, build, and repair your credit — the smart way.

Whether you're preparing to buy a home, improve your financial health, or just want to understand what impacts your score, this session is for you.

✨ What You’ll Learn:

What makes up your credit score
How to build or rebuild credit
Common mistakes to avoid
Tips for getting approved for loans and mortgages

🔎 Stay for our extended Q&A session from 7:00–7:30 PM to get your personal questions answered!

🎟️ Registration is free, but spots are limited. Don’t miss this chance to change your financial future!

Frequently asked questions

What is a credit score?

A credit score is a three-digit number that reflects your creditworthiness—how likely you are to repay borrowed money. Scores range from 300 to 850.

What is a good credit score?

300–579: Poor 580–669: Fair 670–739: Good 740–799: Very Good 800–850: Excellent

What factors impact my credit score?

35% – Payment history 30% – Credit utilization (how much you owe) 15% – Length of credit history 10% – Credit mix (types of credit) 10% – New credit inquiries

How often should I check my credit?

You should check your credit reports at least once a year.

Does checking my own credit score hurt it?

No—checking your own score is a soft inquiry and does not impact your credit.

Organized by

Claudia Da Silva- Team Leader Palm Leaf Realty Grp

About Palm Leaf Realty Group

Palm Leaf Realty Group is a family-led team founded by Claudia Da Silva, a top-producing, multilingual REALTOR® with a global mindset and a heart for service. Originally from Portugal, Claudia brings years of corporate leadership and international experience to real estate, consistently guiding clients across Houston and beyond with care and expertise.

In 2024, her husband Francisco Romero joined the team, bringing over 40 years of professional experience in investigations, compliance, and asset protection. Together, they offer a warm, knowledgeable, and integrity-driven real estate experience.

Based in Houston, and fluent in Portuguese and Spanish, they serve local and international clients—specializing in first-time buyers, relocation, and global property investments, including Portugal and Florida vacation homes.

At Palm Leaf Realty Group, every real estate journey is designed to feel as breezy, joyful, and memorable as a day at the beach.

FreeJun 12 · 6:00 PM PDT