Planning for Two Lifetimes: Financial Security for Special Needs Children

December 10, 7:00 pm (EST)

Planning for Two Lifetimes: Creating Financial Confidence for Families With Special Needs

Michael Ringel, CPA, RICP®, CExP™, ChSNC, Chartered Special Needs Consultant, Strategies for Wealth

Many families raising a child with special needs worry about one enduring question: “What will happen when I’m no longer here or if I need care myself?” The future can feel overwhelming when navigating financial systems, legal tools, and government programs that were not built with your child’s unique needs in mind.

This webinar is designed to demystify the planning process and offer families a framework to build a sturdy, secure, coordinated strategy. Participants will learn how to integrate three essential elements of a successful plan: (1) financial strategies to build sustainable resources with protection, savings, and growth, (2) estate planning tools like Wills, ABLE, and Special Needs Trusts to ensure long-term care and asset protection, and (3) the intelligent coordination of government benefits to supplement private planning.

The webinar will also explore the role of permanent life insurance as a financial foundation — providing guarantees, liquidity, and long-term control — and how to make investing decisions grounded in academic, mathematical, and scientific principles rather than traditional speculation.