Boss Moves: Smart Strategies for the Self Employed

Boss Moves: Smart Strategies for the Self Employed

Are you self-employed, a business owner, freelancer, contractor, or 1099 earner wondering if homeownership is possible in today’s market? This Homebuyers Master Class for Self-Employed Borrowers is designed specifically to break down the mortgage process and help you understand your options with clarity and confidence.

In this educational and empowering class, we’ll take a deep dive into how lenders evaluate self-employment income, including tax returns, profit and loss statements, write-offs, and common misconceptions that often hold buyers back. You’ll learn what underwriters look for, how to prepare financially, and strategies to position yourself for success, whether you’re planning to buy soon or in the future.

We’ll also explore alternative financing options for self-employed buyers, including non-QM loans, bank statement programs, and other flexible mortgage solutions that may be available when traditional lending guidelines don’t fit your situation.

Realtor Joyce Valera of Keller Williams will share valuable insights on current market conditions, local housing trends, and real-time market statistics. She’ll walk through what buying a home looks like in today’s market, including inventory, pricing, competition, and how to create a strong offer as a self-employed buyer.

What You’ll Learn:

• How mortgage lenders calculate self-employment income
• Common pitfalls for self-employed homebuyers and how to avoid them
• Alternative loan options for business owners and 1099 earners
• How to prepare your finances before applying for a mortgage
• Current real estate market stats and trends
• What to expect when buying a home in today’s market
• Actionable steps to move closer to homeownership

Whether you’re self-employed, an entrepreneur, or considering buying your first home, this class will give you the education, tools, and confidence to take the next step.

Join us and learn how to turn your self-employment into a path to homeownership.