2025 Online First-Time Homebuyer Workshop (HUD-Approved)

2025 Online First-Time Homebuyer Workshop (HUD-Approved)

Buying your first home can feel overwhelming. You do not have to figure it out alone.

San Francisco Housing Development Corporation (SFHDC) invites you to our online, HUD-approved First-Time Homebuyer Workshop. This 6-hour interactive class is your first step toward confident, informed homeownership.

When you register you can choose from these remaining 2025 dates:

• Saturday, November 22, 2025 – 10:30 AM to 5:00 PM (online)
• Saturday, December 13, 2025 – 10:30 AM to 5:00 PM (online)

This is a virtual workshop on Zoom, not an in-person class.

What you will learn

In this workshop, we break the process down in plain language and answer real questions from real people. Topics include:

• Are you ready to buy?
  Budgeting, credit, debt, and what “mortgage-ready” actually means.
• Understanding your credit and finances
  How credit scores work. How to improve your score and reduce debt. How much house you can realistically afford.
• The homebuying process from start to finish
  Getting pre-approved. Working with real estate agents and lenders. Shopping for a home. Making an offer. Closing on your home.
• Loans, lending, and mortgages
  FHA, conventional, and other loan types. Interest rates, down payments, and monthly payments explained.
• Down payment and closing cost assistance programs
  Overview of local and regional programs that may help first-time homebuyers bridge the gap.
• How to be a successful, “default-resistant” homeowner
  Planning for maintenance, property taxes, and staying financially stable after you get the keys.

Why this workshop matters

• Many lenders, city programs, and down payment assistance programs require a HUD-approved 8-hour or 6-hour homebuyer education certificate.
• Completing this workshop is often the first required step to access those opportunities.
• You will leave with a clear picture of your next steps and how to move forward with confidence.

Participants who attend the full session and complete all required activities will receive a certificate of completion via email after the workshop.

Take control of your financial future—SFHDC is here to help!
For more information, visit SFHDC.org, call us at 415-822-1022, or email FECstaff@SFHDC.org.

Who should attend

This workshop is designed for:

• First-time homebuyers or people who have not owned a home in the last few years
• Renters who are thinking about buying but are not sure where to start
• Households who want to understand credit, mortgages, and down payment options
• Anyone supporting a family member or friend through the homebuying process

You do not need perfect credit or high income to attend. Come as you are.

Next steps after the workshop

After you complete the workshop, you will have the option to:

• Schedule one-on-one housing counseling with an SFHDC HUD-certified counselor
• Get personalized help with your credit, savings plan, and action steps
• Review your readiness for homeownership and build a roadmap to buying

Our goal is not just to get you in a class. Our goal is to support you from “curious about buying” to “homeowner with a plan.”