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Northern California Community Loan Fund

Northern California Community Loan Fund (NCCLF) is a nonprofit that partners with socially conscious impact investors and mission-driven organizations to support low-income communities’ need for housing, education, healthcare, food, jobs and economic opportunity.  For over 25 years, NCCLF has provided loans and working capital as well as consulting advice to local organizations working to ensure California’s communities are financially stable and culturally vibrant. And by investing in our loan fund, impact investors achieve their vision of realizing financial returns while funding social good. To date NCCLF has supported over 400 organizations, invested $190 million, leveraged $1.4 billion in working capital, and impacted the lives of over 1 million people in low-income communities. Of over 1,000 Community Development Financial Institutions rated by Aeris, an independent third-party analyst, NCCLF is one of only six organizations to receive the highest possible AAA +1 rating. For more information, please visit

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