emPowerSBC was developed by the County of Santa Barbara to help homeowners countywide overcome financial barriers to making energy saving improvements to their homes. By making financing of home upgrade projects easier and more affordable, emPowerSBC helps homeowners achieve better indoor comfort and lower utility bills. Every project completed helps create jobs by using qualified contractors and reduces the impact on the environment.
emPowerSBC partners with CoastHills Federal Credit Union and Ventura County Credit Union to offer unsecured loans with low rates and flexible terms of loan repayment up to 15 years in order to achieve manageable monthly costs customized for each homeowner qualifying for a loan. emPowerSBC is a partner with Energy Upgrade California, which allows homeowners to take advantage of high-dollar utility rebates and use qualified participating contractors to install eligible improvements.
emPowerSBC is one of only two local government programs in California to receive a competitive grant award from the U.S. Department of Energy BetterBuildings program, which supports innovative community-based energy efficiency programs. The program also received an Energy Efficiency and Conservation Block Grant awarded by the California Energy Commission. Both grant sources are funded by the American Recovery and Reinvestment Act.