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Update! Credit and Mortgage Approval FREE 3 CE Hours - McDonough

Cathy McDaniel

Thursday, December 13, 2018 from 1:30 PM to 4:30 PM (EST)

Update! Credit and Mortgage Approval FREE 3 CE Hours -...

Ticket Information

Type End Quantity
Update - Credit and housing finance
Let's review all the changes in the American credit and mortgage market and look at what's new for 2019.
3d 22h 19m Free  

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Event Details

 Cathy McDaniel                                                                                                     

Credit and Mortgage Approval 

It's getting easier to get approved for a mortgage.

According to the Federal Reserve, banks are loosening mortgage standards nationwide; and, lenders are now approving more applications than during any period this decade.

Lenders now treat credit card debt, medical collection accounts, and student loans completely differently than they have in the past, which is helping first-time home buyers and refinancing households.

When lenders review your home loan application, they evaluate several criteria, such as your credit score, debt-to-income ratio, and maximum available down payment, as well as your job stability and history. Every applicant's situation is different, of course, but these are the major factors we consider.

We will take a look at:

  • New credit score changes
  • New mortgage underwriting guidelines and loan limits
  • New loan pre-qualification process
  • New buzz words in the housing industry
  • Affordability and sustainability
  • Obtaining loan approval – how to maintain your pre-approval during housing hunting
  • How to pay off your home less than 30 years

Let’s help the buyer know how much they can spend on a home so they can shop for homes within their price range and be ready for an offer negotiation.

    Jan Townley | jantownley@atlanticbay.com

 

My CE Class LLC #5914 | 3 Hour In class Continuing Education Course
 classeswithCathy@gmail.com | www.cathymcdaniel.com    



                                                                                  
                  
Have questions about Update! Credit and Mortgage Approval FREE 3 CE Hours - McDonough? Contact Cathy McDaniel

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When & Where


Maximum One Realty Partners
313 Jonesboro Road
McDonough, GA 30253

Thursday, December 13, 2018 from 1:30 PM to 4:30 PM (EST)


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Organizer

Cathy McDaniel

Cathy McDaniel is the author of A Road Map To Saving Your Home" which is available at the National Association of REALTORS bookshelf. Cathy has just released her current book “The Route to Homeownership” Generational Differences in Home Buying

Being in the real estate and mortgage industry since 1993 she opened "My CE Class, LLC" in 2007, a real estate school approved by the Georgia Real Estate Commission. Cathy has conducted over 1,500 live continuing education classes, authored 150+ training manuals and has met and trained more than 100,000 real estate professionals throughout 23 states since 2007. She is licensed as a continuing education instructor at many real estate boards and associations across the country. 

Cathy is recognized as an industry expert in homeownership and received from Georgia Real Estate Educators Association the 2016 “Outstanding New Program Course” and the 2008 “Educator of the Year. Today she serves as the Administrator for the new Atlanta Training Campus a divison of the Atlanta Maxim Realty International and the official trainer for "Trio Lease-to-Own" Financing Program in Georgia. She has a partnership with Bridgeway Financial, Barney Fletcher Schools, OnCourse Learning and D.R. Horton Communities, and many others which allows her to offer free classes and community events. Today she serves as the Director of Education at Atlanta Training Campus, and the 2018 Membership Director for Georgia Real Estate Educators Association.

Cathy's new home for continuing education, certificate and designation courses will be sponsored held at The Atlanta Training Center, 6251 Smithpointe Drive, Bldg. B. Peachtree Corners, GA 30092. The campus will offer training for real estate practitioniers, mortgage and insurance industry.

Visit:  www.classeswithcathymcdaniel.com for course descriptions, dates and locations. 

To predict the future you must create it ...Cathy McDaniel 

 Cathy's Motto:  "Autograph Your Work With Excellence!" 

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