The ABCs of Financial Freedom

What Baby Boomers Need to Know to Have a Worry-Free Retirement

You’ve worked hard your whole life and have saved just like you were told to. You paid into the Social Security system for years. Perhaps you’ve funded a pension. Soon it will be your turn to retire. Advance planning is essential, and the decisions you make now can have a tremendous impact on the total amount of income you stand to receive over your lifetime.

Success in retirement isn’t accidental; it requires clear understanding, deliberate decision-making, and careful planning. In this course you will learn:

• The best time to take Social Security so it enhances your other retirement assets.

• The most efficient and profitable way to structure your employer pension should you be fortunate enough to have one.

• How to create your own “Personal Pension,” that may double or triple the amount of retirement income from your 401(k).

• The proper timing and ordering of your assets so they will last longer and keep your taxes to the minimum possible.

• Why your 401(k) may be your least desirable retirement asset and how to fix it.

• How to prepare for long-term care, without purchasing long-term care insurance.

• Savvy tax strategies that can save you thousands.

• RMDs/MRDs: what are they, when they kick in, penalties, and strategies to maximize them.

• How to have a “More Now, More Later” retirement plan.