The producers of Taking Control: A Financial Management Workshop have decided to RESCHEDULE the workshop that was going to take place on Saturday.  They expect to host this event in the Fall when summer fun is behind us and we all are admittedly more focused on business and financial matters.  We apologize for any inconvenience.  Please email the producer directly to be informed of when the event will be rescheduled or if  you have any questions.  Hilary can be reached at: hbadoian@aristoevents.com.  Have a nice weekend!

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If you are not already managing the finances for yourself and/or your family – you will be at some point in your life!

Did You Know?

    * Fifty percent of all marriages end in divorce.
    * Over 3/4 of all married women are widowed at an average age of 56.
    * On average, married women live seven years longer than their husbands.
    * On average, women spend 11.5 years out of the workforce during their lifetime.

Enough said with the depressing stuff!  Let’s figure out how to educate yourself and take control by choice!

How would you handle these financial situations?

1. You just received a $5K bonus from work - what is the best use of those funds?
2. You are driving a 2002 Honda Accord and facing a large maintenance bill – Should you turn it in and take advantage of these new car deals?  Should you turn it in for a newer pre-owned car with lower maintenance?  Should you fix it and keep driving your no-payment car?
3. If you make one financial change in your life starting tomorrow, what would make the biggest difference?

After attending this series you will be able to answer these questions with confidence and ease.... knowing the best decision criteria to use for your personal situation!

This one-day, content rich workshop will give you the knowledge and confidence to take control of your finances in a welcoming, supportive, & fun environment.  Yes, I said “fun” and “finances” in the same sentence!

All women - single, married, divorced or widowed – employed or otherwise - can learn how to take control of their finances and enjoy the benefits of financial management.  This workshop will cover the six key areas essential to a sound financial program—cash management, risk management, investment planning, tax planning, retirement planning, and estate planning.  All attendees will receive a 147-page workbook filled with quizzes and exercises designed to help you put your financial house in order.

Absorb this essential information for you to take control of your financial future! 

Who will be presenting?

The following well-respected women will be presenting this valuable and essential information.  Enjoy and learn from experts in a welcoming environment!

Mary Murphy is a financial advisor with MassMutual Financial Group. Her advisory practice employs a team of financial advisors and insurance specialists focused on active investment management, asset protection and estate planning strategies.  Mary holds FINRA Series 7 and 66 registrations, in addition to her life, health, and accident insurance license.

Previously, Mary was a financial advisor with UBS Financial Services, Inc.  Prior to her financial services career, Mary was a Marketing Vice President and General Manager of several high technology companies, including a division of IBM Corporation.  Mary is a member of the Women’s Institute for Financial Education, a non-profit dedicated to improving women’s financial knowledge.  She is also on the Board of Directors for the NH Chapter of the American Parkinson’s Disease Association.  Mary resides with her husband in Bedford, New Hampshire.

Mary C. Murphy is a registered representative of and offers securities and investment advisory services with MML Investors Services, Inc., Member SIPC, 2 Executive Park Drive, Suite 7, Bedford, NH 03110-6915, Tel: (603) 623-7236.
MassMutual Financial Group is a marketing designation (or fleet name) for Massachusetts Mutual Life Insurance Company and its affiliated companies and sales representatives.

Colleen O’Connell is a partner with the law firm of Barradale, O'Connell, Newkirk & Dwyer, P.A. in Bedford where she focuses her practice in estate planning, trust and estate administration, and federal taxation.  Colleen is a member of the New Hampshire Bar Association, the Massachusetts Bar Association, the Nashua Bar Association (President-2006), the New Hampshire Estate Planning Council (Executive Committee Officer), and is a Fellow of the American College of Trust and Estate Counsel.  She has also been recognized in New Hampshire Magazine as one of the “Best Lawyers in New Hampshire” in the field of Trust and Estates.  Colleen earned her B.A. degree from the University of New Hampshire, her J.D. from Suffolk University and her L.L.M. in taxation from Boston University.  She is a member of the New Hampshire Bar Association’s Elder Law, Estate Planning & Probate Law Section  and the Taxation Law Section [past chair], and is a frequent speaker on basic and sophisticated estate planning, business succession planning, probate and taxation topics.  Colleen is a New Hampshire native and lives in Amherst with her husband, Ray, and two children, Sam and Hannah.

Annamaria Colburn specializes in tax services for individuals and small businesses as owner of ADC Accounting and Tax Services, LLC in Manchester, New Hampshire. In addition to preparing and reviewing tax returns, she offers accounting services and tax projections, as well as forensic accounting and fraud examination services for businesses and individuals.

In twenty one years of accounting Ms. Colburn has been a senior accountant for John Hancock Management Company in Boston, a senior reinsurance accountant at Unigard Insurance Group in Washington State and the owner of a general store in East Derry with her husband where she was responsible for all financial management.

Ms. Colburn has also earned a Master’s Certificate in Forensic Accounting and Fraud Examination from Southern New Hampshire University and offers these services for her business and individual clients.  She is a member of the Institute of Management Accountants, the National Association of Tax Professionals the National Association of Enrolled Agents and The Association of Certified Fraud Examiners.

Ms. Colburn graduated from Eastern Connecticut State University with a major in accounting. She is also a veteran of the United States Air Force. Ms. Colburn was awarded the Air Force Achievement Medal for her services as the reserve enlisted officer in charge of flight medicine at Westover Air Force Base in Springfield, MA.

What Will You Learn By Attending?

Cash & Credit Management
•    How do I turn $5 into $21,000?
•    How to build a personal or family budget?
•    How do I calculate and fund an emergency savings?
•    How do I determine and improve my net worth?
•    What is my credit score? How do I improve it?

Risk Management
•    What do I need to know about insurance?
•    What benefits do I currently have access to?
•    How can I minimize my risks?

Investment Planning
•    How do I set appropriate investment goals?
•    What are the different ways to invest my money?
•    How can I put money away for my child’s or my own education?

Tax Planning
•    How do you determine your tax liability - before its too late?!
•    What can you do to minimize your tax liability?
•    What are tax-favored investments?

Retirement Planning
•    How do you calculate the cost of retirement?
•    What are sources of retirement income?
•    Which is better for me: a roth or traditional IRA?

Estate Planning
•    What are the elements of estate planning?
•    Wills, Trusts, & Donations – Where do I begin?  What am I missing?
•    What are tax-reduction tools to protect my children/spouse/charities?

WHAT IS THE COST OF PROCRASTINATION?


4 Ways You Will Benefit from this Seminar!

Be a Better Partner! Couples that can talk about their collective financial situation in a productive manner are happier and healthier couples.  You will learn steps that can be taken to improve (or start) your communication with your partner in a healthy and productive manner!

Be a Better Role Model to your Kids! What financial lessons did you learn from your parents and how have they affected your financial lives?  What have you taught your children about finances?  What are they picking up on their own?  What can you teach your children so they can have better financial control as adults and young adults? You will learn what you need to know to improve your financial situation and that’s the best lesson to be taught to your kids!

Be a Better Friend! Invite a friend who would also benefit from this seminar.  The support of others will keep you motivated as you change your financial future through better personal financial techniques.  Register yourself and have your friend register and we’ll give you a $25 restaurant gift certificate to a local restaurant of your choice for each friend that attends.  Support each other!

Be Better for Yourself?  This should be first but I know we all put others before ourselves!  Educating yourself of financial matters gives you more confidence and control over your situation.   You will learn what you need to know to improve your situation tomorrow and in your future!

What else do you receive by attending?
A comprehensive course book makes sure everything you learn goes home with you…
    Your tuition includes a convenient summary of the key points you’ll learn throughout the day.  It simplifies note-taking…makes following along easy….and will serve as a trusted “memory jogger” if you need it later on. All attendees will receive a 147-page workbook filled with quizzes and exercises designed to help you put your financial house in order.

It Pays to Bring a Friend!
Share this information with your friends and support each other’s change for the better.  Bring your daughter and start her off on the right foot!  Bring your mother, it’s never to late to make changes in your life to benefit your financial future!  Upon registration, you will have the option to sign up multiple attendees at once.  You will also have the option to forward the invite to a friend through a button on the registration page.  Earn a $25 gift certificate to a local restaurant of your choice when your friends sign up as a referral from you!  Certificates will be emailed 2 business days after the event.

Doing Good for Yourself and Good for Others!

By registering for this event - you are INVESTING in yourself while doing good for others!  A portion of the proceeds from this event will be donated to Manchester, NH United Way chapter, Heritage United Way.  United Way of America (UWA) is the national service and training center supporting member United Ways by helping them pursue dual strategies of adding value to the community and conducting cost-effective, donor-oriented fund-raising to increase financial resources. Heritage United Way, is committed to investing in the areas of the community with the most critical needs- education and lifelong learning, health and wellness and housing and economic self-sufficiency. By focusing on these investment initiatives, they are breaking negative cycles and tackling the root causes of problems to create lasting change. Because we all win when a child succeeds in school, when a family becomes financially stable, when people have good health!

Guaranteed Results
This seminar comes with a 100% satisfaction guarantee!  We’re confident that this seminar will provide you with the tips and techniques you need to take control of your financial future.  If for any reason you’re dissatisfied, send us an email: hbadoian@aristoevents.com within 30 days of this seminar attendance stating the reason you were not satisfied, and we will fully refund the cost of your training session.  Hassle-free!  Keep the course book as our gift and feel free to pass along to someone that benefit.

Registration Info
Enroll Today!  Hurry, seats will fill up fast.  Guarantee your place by registering today.  A confirmation email will be sent upon registration.  Register early to benefit from the pre-event emails and free teleseminar to get you primed and ready to benefit from this valuable information!

REGISTER TODAY!

Program Schedule & Agenda

Date:                        Saturday May 30, 2009 (Memorial Day is Monday, May 25, 2009)
Time:                       10:00 AM – 4:00 PM
Location:                 20 Market Street, Manchester, NH  1st Floor Main Ballroom
Registration Fee:    $74.00
Lunch:                     Included

Cancellation/Substitutions
You may cancel your registration with a full refund until Monday May 18th.  Your registration fee will be refunded less the administrative fee assessed by paypal (2%). Cancellations after May 18th will not be refunded, however you may send a substitute in your place by emailing hbadoian@aristoevents.com at least 24H in advance of the program.

Please note:
o    Driving directions and parking instructions will be emailed two business days before the event.
o    Walk-in registrations will be accepted as space allows.
o    No audio or video recording is allowed unless approved by Aristo Events.

Tax Deduction
If the purpose of attending this seminar is to help you maintain or improve skills relating to employment or business, expenses related to the program may be tax deductable according to the I.R.C. 1.162-5.  Please consult your tax advisor.

A Special Thank You to Our Partners!!!