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Sunset Seminar: Barriers to Accessing Homeownership

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Urban Institute

2100 M Street NW

5th floor

Washington, DC 20037

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Barriers to Accessing Homeownership

Saving for a down payment is a barrier to homeownership for many households, particularly for low-to-moderate-income and minority households, millennials, and first-time homebuyers. With rising home prices and interest rates and tight lending standards, the path to homeownership is out of reach for many who are unaware of the low–down payment and no–down payment assistance programs available at the local, state, and federal levels.

Barriers to Accessing Homeownership: Down Payment, Credit, and Affordability, a report commissioned by Down Payment Resource and Freddie Mac, highlights issues future homebuyers face and tackles key barriers including saving for a down payment, credit access, and more. This Sunset Seminar will cover

  • findings from the report,
  • implications for potential homebuyers, and
  • positive steps to overcome these barriers.


Speakers include:

  • Rob Chrane, CEO, Down Payment Resource
  • Danny Gardner, Senior Vice President of Affordable Lending and Access to Credit, Freddie Mac
  • Laurie Goodman, Vice President, Housing Finance Policy Center, Urban Institute
  • Cindy Waldron, Director of Affordable Lending Research and Analytics, Freddie Mac
  • Alanna McCargo, Vice President, Housing Finance Policy Center, Urban Institute (moderator)


down payment resource freddie mac



Check-in will begin at 4:30 p.m., and the program will begin promptly at 5:00 p.m. A networking reception will follow. For questions regarding this event, contact events@urban.org.

Support for this event is provided by Down Payment Resource and Freddie Mac. For more information on the Urban Institute’s funding principles, go to www.urban.org/fundingprinciples.


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Urban Institute

2100 M Street NW

5th floor

Washington, DC 20037

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