Retirement, Social Security, and Taxes Workshop in Sonoma, CA

IMPORTANT TOPICS FOR RETIREMENT TODAY

TAX RATE RISK

• How rising taxes may affect your retirement cash flow.
• The “Catch 22” of 401k’s and IRA’s
• Are employer sponsored plans better than IRAs?
• Is it time for the Roth conversions?

RETIREMENT INCOME PLANNING

• How to accumulate dollars in the right types of accounts for future retirement income.
• Strategies on how to lengthen the life of your money
• When should you convert to a Roth?
• How IRA’s and 401k’s cause Social Security taxation

MAXIMIZING SOCIAL SECURITY

• The causes of Social Security taxation
• The Social Security thresholds you need to be aware of
• The real cost of Social Security taxation
• Strategies to eliminate Social Security taxation
• Social Security maximization strategies

RETIREMENT DISTRIBUTION PITFALLS

• How to ensure you won’t run out of money in retirement
• How to liquidate retirement assets in the right order
• How to eliminate “sequence of returns” risk

WHY LOSSES DURING RETIREMENT MATTER

• The impact of dramatic market loss in retirement
• Is “buy and hold” appropriate in retirement?
• How to shield your assets from stock market volatility
• Why “asset allocation” alone may not be enough
• How to truly diversify your retirement portfolio

HOW THE NEW SECURE ACT COULD IMPACT YOUR RETIREMENT

• Changes to the RMD age for some!
• IRA Contribution Age Limit Altered
• Positive Changes for Part-Time Workers
• What's Happening to Stretch IRAs?
• Will We See Annuities Included More Often in Workplace Retirement Plans?

WealthFolio Advisors, LLC is a California registered investment advisor (RIA) that provides advisory services and is licensed to provide insurance products. The information provided and discussed during the event is intended to be general financial literacy and is not intended to be legal or tax advice. No personal, specific investment or financial advice will be provided in the absence of a written agreement. The ideas and information shared during the event are not guaranteed, and may not work if there are law changes, significant changes in regulations, or economic factors. This event is also not intended to be a means of avoiding Federal or State taxes. Individuals are encouraged to seek counsel from a tax professional or legal professional for questions in these areas. By registering you are opting into email communication from WealthFolio Advisors. Privacy is important. We do not sell your information.