A workshop to educate home buyers on topics critical to purchasing a home, including:
• Determining whether you are ready to buy and preparing for home purchase (considering your income, debt, credit, savings, and other factors)
• An overview of the home purchase process
• Understanding home loans
• Home purchase programs (including HPAP and EAHP), tax relief for home buyers, and the Inclusionary Zoning (IZ) program.
• Predatory lending and housing discrimination.
Clients who determine that they are ready to apply for the HPAP and/or EAHP program will receive specific instructions on how to submit an application either independently or with the help of a counselor. Clients who would like help dealing with credit or financial obstacles to home purchase are encouraged to schedule a Money/Credit or Pre-Purchase counseling session before applying for financing.