This course provides a fundamental working knowledge of the Social Security program as it applies to retirement planning. The materials cover the history of Social Security, how to qualify for benefits, spousal benefits, widow & widower benefits, taxation of benefits, working while you receive benefits, issues involved in claiming benefits early, and strategies to maximize your benefits while developing an income stream in retirement.
This is not a financial seminar; this is a financial course of study where you will leave with the knowledge and information needed to make decisions about Social Security benefits.
The objectives of this course are to provide you with the tools, insight, and proven strategies that will allow you to make informed decisions about Social Security. This course will teach you easy-to-understand strategies on how to maximize your benefits. By the end of this course, you should be able to:
Know the history of Social Security
Understand the reductions for taking benefits early
Be acquainted with the issues involved in the solvency of Social Security
Estimate your benefits
Estimate the taxation of your benefits
Understand the reasons for late claiming of benefits
Know your spousal, divorced spouse, widow, & widower benefits
Understand how the COLAs affect benefits
Know the reduction of benefits while you work
Know where Social Security fits in with your other source of income
Your Reading Material
The course uses the workbook, “Maximizing Social Security” by author David P. Vick. It will be provided for you in the first class.
If you are looking for answers to questions about when you should begin your Social Security benefits, how you can manage taxation of benefits, how working will affect your benefits, or strategies to get the most out of your benefits, then you will believe this course is time and money well spent.
The best way to profit from this course is to follow the interactive workbook and participate in the classroom discussions as you feel comfortable.
Below is an outline of the content of the course.
By the Numbers
Yesterday & Today
Qualifying for Social Security Benefits
Benefits Tied to Your Work Record
Benefits for Spouses
Benefits for Divorced Spouses
Benefits for Widows and Widowers
Working While You Receive Benefits
Calculating Your Retirement Benefits
How to Find Your Social Security Benefit Amount
Taking Benefits Before Full Retirement Age
How COLAs Affect Benefits
Taxation of Benefits
Windfall Elimination Provision & Government Pension Offsets
Medicare & Social Security
The Future of Social Security: Solvency Issues and Reform Proposals
Strategies for Maximizing Your Social Security
Six Pillars of Retirement Income
Course Instructors come from the financial services industry. They bring many years of experience to the classroom and enhance the course with “Real World” examples of many of the principles being taught. This course is interactive and your participation is encouraged, but not required.
Solano Community College / Vacaville Campus
2002 North Village Parkway Vacaville,
NORCAL FINANCIAL EDUCATION
KEITH JAMES Ponthieux is a local member of the community. He has been conducting financial education events for over 20 years; helping families just like yours to: lower taxes, avoid probate, create wealth, eliminate debt efficiently and create a secure retirement.
His classes are very educational and unique because he shows you how to employ multiple unconventional strategies that are factually undisputable. He will teach you how to: Increase your Social Security income by as much as 76% potentially and defuse the Tax Torpedo, Pay for College Without Going Broke, Create a no-risk tax-free retirement account, Reduce or avoid specific wealth transfers and Efficiently eliminate debt without changing your lifestyle.
Keith started his career in 1987 with the legendary entrepreneur, A.L. Williams, who turned the life insurance industry upside down. Keith became fascinated with Williams and his common sense teachings and understanding of the complex financial industry and became an educator like his mentor. In 1992 he started working exclusively with the senior community about their specific challenges at such a critical time in their lives.
Keith was one of the very first “non lawyer” advisors in Vallejo to help seniors avoid probate of their estate with revocable living trusts.
Several of his articles have been published in the Vallejo Times and the Contra Costa Times. In 2002 he became the first and only person in Vallejo and Benicia to hold the IRA Distribution Specialist designation, awarded by Robert Keebler, CPA, MST. In 2003 he co-authored a book with a local CPA, titled: Asset Protection & Wealth Preservation.
He formerly held positions as a NASD registered representative and principle. Insurance License No.: 0799666, 0C24368 various licensed carriers
Order Your Copy ($16.82) Of Social Security Essentials Today and Pick it Up At The Door.
NorCal Financial Education is not connected with, affiliated with or endorsed by United States government or the Social Security Administration. The local advisor offering adult financial education courses may be an insurance agent, financial advisor, accountant or attorney. Advisors may offer other products or services and are compensated by commissions and/or fees for any other services they may provide. Insuruance License No.: 0799666, 0C24368 various licensed carriers