Credit and debt are topics that tend to provoke anxiety because many people don't understand how credit works, the link between credit scoring and debt and how each impacts our opportunities to borrow money, buy a car or even have a cell phone. In this workshop we will help you understand the origins of credit, show you ways to establish or repair your credit history, demistify the way loans work and charge interest and teach you responsible ways to borrow money.
This workshop can be used as a stand-alone tool for people interested in getting in front of their finances, and can also be used towards those who have their sights set on buying a home. There are many nuances to purchasing your first home in San Francisco, and it all starts with understanding your financial self in order to build a more suitable path to reach your financial goals. This class is one of a series of approved classes by the San Francisco Mayor's Office of Housing and offers participants who complete them, and 1:1 counseling, a certificate in homebuyer education.
For more information about the Center and our First Time Homebuyer Program, please visit http://www.sfcenter.org/programs/financial-services/first-time-homebuyer-program