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How to purchase your Dream Home AND get the down payment from the governm...

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Best Western Plus Miami-Doral/Dolphin Mall

3875 Northwest 107th Avenue

Miami, FL 33178

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This is a workshop for prospective home buyers to learn how to prepare to obtain a home loan. You will learn if you qualify for the down payment assistance program from the city, and if you do, we will process it for you, free of charge. We are one of only 5 entities approved to process it. You will also learn how much home-price you can afford with the payment you want, how the lenders calculate your income, what you need to qualify with 550 credit score and 3.5% down, and what adjustments you should do to your credit report and your monthly payments. If you are self-employed, you will know how much income you need to qualify or if you can qualify with your bank statements. We will also provide you with a chart of the home buying process, explaining each step of the way and we even cover some of the legal aspects, such as what is the difference between the mortgage and the note. This is a hand's on, real learning experience. This is not the typical "First time home buyer" course that is usually required for some lending programs, and we do not have a team of people ready to sell you something. We just want you to learn and come back when you are ready to buy a home.

90% of attendees qualified for a loan and they thought they will have to wait years to buy a home. Do not disqualify yourself for not knowing what is available!

Free one on one consultation after the event.

The class starts at 2:30pm sharp. Doors open at 2:pm am. Break at 3:30pm for 15 minutes. Finish at 4:30pm

We will have coffee, water and pastries and crockets. There is plenty of free parking. The room is cold. Be prepared.

What you need to bring: One month of pay stubs, 2 years tax returns and two months bank statements. If you are self-employed bring 24 months of bank statements! No one, but you will review your documents. See you there! Please be on time!

Questions? Call me or email me directly:

Your American Dream Club was created to help the average citizen obtain a home loan.

Patricia Tovar

786-483-0247

patriciatovarloans@gmail.com

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Date and Time

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Best Western Plus Miami-Doral/Dolphin Mall

3875 Northwest 107th Avenue

Miami, FL 33178

View Map

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