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Homebuyer Workshop: April 2017
Sat, April 22, 2017, 8:45 AM – 3:00 PM EDT
Why Spend a Saturday with us?
Garwyn Oaks Northwest Housing Resource Center is a HUD certified, non-profit housing counseling agency whose mission is to: ensure healthy neighborhoods by equipping individuals to obtain, maintain, and retain their homes successfully. This workshop and the following one-on-one counseling led by our professional Housing Counselors and industry experts empowers and prepares prospective homeowners like yourself to obtain, maintain, and retain your dream home by providing well-rounded insight into the home-buying process as well as assistance with finding and securing all the home buying incentives and down-payment assistance programs available in Baltimore City. Please join us!
What You Can Expect
Class will cover the following information:
- Each step of the home-buying process
- Avoiding Predatory Lending and Foreclosure
- Identifying Fair Housing Issues
- The four "C's" of homeownership: Credit, Compensation, Capital, and Collateral
- Building Credit
- Saving Money and Creating a Budget
- How to qualify for a mortgage
- How to choose a lender and a real estate agent
- How to shop for a home
- Home inspections/appraisals
- Insurances for home owners
- Maintaining the Home
- Loan programs--FDA, MD Mortgage Program, VA, Fanniemae, and Freddiemac
- Grant and down-payment assistance programs
What is Required of You
You must attend the Home-buying workshop AND the one-on-one counseling session, to be eligible for certificate
Cost of registration covers your workshop materials, one-on-one counseling session (scheduled at the workshop for later date), credit report (pulled at counseling session), and lunch.
If you are purchasing a home with a spouse or co-borrower, they must also register for the workshop. No children allowed. No pets-- service animals only. Entry is not permitted after 9:00 am. Once class has begun, and you are late, your registration will be rolled over to the next workshop--but you must contact us to do so.
You will be scheduled for a one-on-one counseling session at the workshop, so come prepapred with knowledge of your availabilty/work schedule. All counseling sessions are scheduled within 30 days of the workshop. Once you complete the Homebuyer workshop and counseling session, you will qualifiy fr certificate
If you are unable to pay by credit card online you may register by calling our main number 410-947-0084.