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Helping Buyers Understand the Cost of Ownership - 3 HR CE FREE - Dacula

Cathy McDaniel

Tuesday, June 18, 2019 from 10:00 AM to 1:00 PM (EDT)

Helping Buyers Understand the Cost of Ownership - 3 HR...

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Type End Quantity
Helping the buyer become a successful home is important!
Homeownership is long term now. A budget, maintenance and maintaining the home is a task for the homeowner.
Jun 18, 2019 Free  

Share Helping Buyers Understand the Cost of Ownership - 3 HR CE FREE - Dacula

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Helping the Buyer Understand the Cost of Ownership

When you buy a house, your expenses go far beyond the purchase price. Cost of ownership is a calculation of the direct and indirect expenses and benefits of a home purchase.  

Costs include monies to acquire and then add reoccurring expenses you have to pay every month or year including property taxes, insurance premiums, utility bills, homeowners association fees, mortgage interest, and repair costs over the course of its lifetime. All of these expenses really add up over the long run.  

I suggests recommending to your buyer to create a monthly budget and check these following expenses against their cash flow before they begin previewing and buying a home.  

Let’s talk about:  

  • Household budget
  • Monthly positive cash flow
  • What are the hidden cost of home ownership?
  • 20 unexpected maintenance cost?
  • Does updating your home with energy efficiency retrofits save you money?
  • Is a home warranty worth buying?
  • Homeowners insurance – what it does not cover
  • New 2018 building and energy codes – am I grandfathered in?
  • Hiring the right contractor
  • Financing; Refinancing, second mortgages, financing repairs
  • Paying your mortgage! What is the difference of a billing date and a due date?
  • What to do when you are facing a financial hardship?

Bottom line: Prepare yourself. Home ownership costs are bearable -- people pay them every day -- as long as you know what's coming. You may even want to scale back the size of the home you're looking for in order to bring the whole package in line with your budget.  

Click here to view Preserve at Harbins Ridge

Tamara Davis | 404-549-0681    Melody Lyons | 678-571-7134

    Ernest Ivy | 470-277-1618

3 Hour In Class | Continuing Education Course 
My CE Class, LLC #2914 | |


Have questions about Helping Buyers Understand the Cost of Ownership - 3 HR CE FREE - Dacula? Contact Cathy McDaniel

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When & Where

Preserve at Harbins Ridge
3319 Bold Springs Road
Dacula, GA 30019

Tuesday, June 18, 2019 from 10:00 AM to 1:00 PM (EDT)

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Cathy McDaniel

Cathy McDaniel is the author of A Road Map To Saving Your Home" which is available at the National Association of REALTORS bookshelf. Cathy has just released her current book “The Route to Homeownership” Generational Differences in Home Buying

Being in the real estate and mortgage industry since 1993 she opened "My CE Class, LLC" in 2007, a real estate school approved by the Georgia Real Estate Commission. Cathy has conducted over 1,500 live continuing education classes, authored 150+ training manuals and has met and trained more than 100,000 real estate professionals throughout 23 states since 2007. She is licensed as a continuing education instructor at many real estate boards and associations across the country. 

Cathy is recognized as an industry expert in homeownership and received from Georgia Real Estate Educators Association the 2016 “Outstanding New Program Course” and the 2008 “Educator of the Year. Today she serves as the Administrator for the new Atlanta Training Campus a divison of the Atlanta Maxim Realty International. She has a partnership with Barney Fletcher Schools, OnCourse Learning and D.R. Horton Communities, and many others which allows her to offer free classes and community events. Today she serves as the Director of Education at Atlanta Training Campus, and the 2019 Membership Director for Georgia Real Estate Educators Association.

Cathy's new home for continuing education, certificate and designation courses will be sponsored held at The Atlanta Training Center, 6251 Smithpointe Drive, Bldg. B. Peachtree Corners, GA 30092. The campus will offer training for real estate practitioniers, mortgage and insurance industry.

Visit: for course descriptions, dates and locations. 

To predict the future you must create it ...Cathy McDaniel 

 Cathy's Motto:  "Autograph Your Work With Excellence!" 

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