What is a Credit Builder Loan?
The credit builder loan helps borrowers improve their credit and prepare for asset building opportunities like homeownership, small businesses and car loans.
You can find more information here: http://www.innovativechanges.org/credit-builder
What Should I Bring?
Please bring the following information with you to the orientation:
- Verifiable proof of income for at least the one (1) full calendar month prior to date of the application.
- Bank statement in your name and with your current address covering the 30 day period prior to submission of the application.
- Photo ID - government issued photo ID/Driver's License or Matricula Card
- $25 application fee due with your application ($35 for couples/joint applications)
Innovative Changes is located in Suite 2027 of the Lloyd Center Mall. Our office is on the 3rd Floor of the mall, right next to the Food Court.
Parking: Parking is free at the Lloyd Center. The best place to park is in the parking lot which has an entrance on 9th Ave in between Halsey and Multnomah streets. Once you enter the parking lot, drive up to the top level. Enter the building through the door at the food court (where the two L-shaped buildings meet). There is a ramp at this entrance. Once you enter the building, turn right and walk to the first intersection, then make a right. Our office is the third door on the right after you leave the food court.
Public Transportation: The Lloyd Center is served by the Green, Red and Blue MAX lines. Use the Lloyd Center/NE 11th MAX Station stop. Several buses also go to the Lloyd Center including numbers 8,9,70, 73, and 77. Consult Trimet (www.trimet.org) for more information. Once you get into the Lloyd Center Building, find your way to the food court on the third floor, walk towards the west end of the building and our office will be on the right. We are right across the hall from the beauty school.