How to prevent foreclosure Workshop!
If you are up-side-down on your mortgage. Top 5 Things You Need To Know:
- What lenders will not tell you
- What options are available now
- The difference between foreclosure and short sales
- What is the Obama Administration ‘Making Home Affordable’ program.
- What is Home Affordable Foreclosure Alternatives (HAFA) program means to you—if you qualify.
Go to www.shortsalesanjose.com for free reports and my free eBook!
Save Your Family!
Save Your Neighbor!
Save Your Community!
Learn from best selling author of Game Changers: The World’s Leading Entrepreneurs: How They’re Changing The Game, and You Can Too! The book reached best-seller status in three Amazon.com categories: Communications, Direct Marketing and Entrepreneurship. The book reached #1 in the Direct Marketing category. He is also Co-Author of Short Sale 911 Manual. A Homeowner’s Guide on How To Survive The Worst Real Estate Market in History.
Joseph Lam, DRE#01077762
Joseph Lam, MBA, Best Selling Author
Joseph Lam, CRS, e-PRO®, MBA
Mr. Lam is a licensed Real Estate Broker; he lives and works in the San Jose area for over 32 years. His son is a graduate of St. Christopher, Bellarmine and UCLA.
Mr. Lam ran and operated a mortgage company for over 15 years and was the past president of the local Chapter of California Association of Mortgage Brokers. He masters the art of ‘creative financing’ helping home buyers—from lease-option (rent-to-own), to low down-payment, to no-qualification, and loan assumption etc. Mr. Lam is also an expert helping home sellers to negotiate with lenders to sell property below outstanding loan amount (short sale.)
Joseph Lam is a licensed Real Estate Broker for some 25 years. He co-wrote two books, Game Changers and Short Sale 911 Manual, both available in Amazon.com.
Mr. Lam is a member of the 50MClub--membership is by invitation only, it simply recognizes the lifetime achievers in real estate that have done $50,000,000.00+ dollars in closed verifiable real estate sales!
Joseph is a licensed Real Estate Broker, with a background as a business analyst, computer database specialist, consultant, entrepreneur, loan officer, trainer and author.
Mr. Lam holds a BS from Oregon State University, and a MS & MBA from Binghamton University (SUNY).
Among the many designations he possesses are: the Accredited Buyer Representative (ABR), the Certified Distressed Property Expert (CDPE), the Certified Residential Specialist (CRS), the Seniors Real Estate Specialist (SRES), the Certified Home Affordable Foreclosure Alternatives Specialist (HAFA), the Certified Probate Real Estate Specialist (CPRES), and e-PRO®.
Joseph enjoys reading, travel, cooking and good foods, horseback riding, swimming and a game of Chinese ‘mahjong.’
CA DRE #01077762