Online Tennessee First-Time Homebuyer Class
New Year, New Home! Are you ready to make 2024 the year you step into homeownership?
Location
Online
About this event
Hey Nashville friends! 🌟 Are you dreaming of owning your first home but feel overwhelmed by the process? 🤔
💰 Did you know that you DON'T need a 20% down payment to purchase your first home? 🏠 We'll explore all the myths and realities of buying your first property, ensuring you have the knowledge and tools to make informed decisions.
🔑 Start your homeownership journey with Ashley Cline and Courtney McLawhorn – your expert REALTOR® and mortgage ally! This is your chance to dive into the world of real estate with confidence and excitement. Our engaging sessions immerse you in practical situations, prepping you for this monumental commitment. 🌟
We'll cover:
- Navigating the local real estate market 🌆
- Understanding mortgages and financing options 💵
- Tips for finding the perfect home 🏡
- How to negotiate in your best interest 🔑
- The step-by-step buying process 📑
Spaces are limited, so reserve your spot today! 🎟️ Whether you're just curious or ready to leap, this class is the perfect first step towards your dream home. 🌟
Plus, our workshop attendees get exclusive access to resources, special perks, and direct guidance from Ashley Cline and Courtney McLawhorn. We're dedicated to equipping you with the expertise and assistance to turn your homeownership dream into a tangible future. 🤗 We can't wait to see you there and embark on this exciting journey together!
Sponsored by:
Ashley Cline, Bradford Real Estate
Courtney McLawhorn, Churchill Mortgage
Frequently asked questions
Consider your long-term goals and how a home fits into those plans. Think about the type of home that suits your lifestyle, the location, your budget for both the purchase and ongoing expenses, and the amount of maintenance you're willing to undertake.
Start by reviewing your finances, including income, expenses, debts, and savings. It's also wise to get pre-approved for a mortgage to understand how much a lender is willing to loan you, which will give you a realistic idea of your budget. A good lender like Courtney Mclawhorn will guide you.
A good credit score can significantly affect your mortgage rates and terms. The higher your score, the lower the interest rates you might qualify for, which can save you thousands of dollars over the life of your loan.
Yes, pre-approval is crucial as it gives you a clear idea of what you can afford and shows sellers that you are serious and prepared. This can be particularly advantageous in competitive housing markets.
Closing costs are fees and expenses you pay to finalize your mortgage, typically ranging from 2% to 3% of the loan amount. It’s important to save for these in addition to your down payment.
Consider factors like location, size, layout, and potential for future appreciation. Think about your current and future lifestyle needs. It's also important to inspect the home thoroughly and consider any additional costs for renovations or repairs.
An agent guides you through the entire process, from finding homes within your budget to negotiating the best deal. They provide market insights, handle paperwork, and solve any issues that arise, ensuring a smooth transaction. Ashley Cline has 5-star reviews for her amazing service to her clients.
The timeline can vary greatly depending on market conditions, your financial readiness, and the specific properties you're interested in. Generally, it can take a 30 days to few months from starting your search to closing the deal.
The closing process involves signing a lot of paperwork, transferring funds for the down payment and closing costs, and finally, getting the keys to your new home. Ashley Cline will be there to guide you through each step.
After purchasing, you’ll handle moving in, familiarize yourself with any warranties, and possibly do some personalization or renovation work. It's also important to stay on top of regular home maintenance to protect your investment.