February 2-Budget Basics: The goal of this presetation is to introduce the basics of budgeting. It will cover what a budget is, and the five piece every budget should have--Income, Expenses, Expense Limits, Track/Monitor and Review/Evaluate.
February 9-Credit 101: Learning about credit can be confusing. Credit is a greater part of our lives now than it ever has been. We often use the term credit interchangeably to refer to credit cards, credit scores, and credit histories. We may have heard information about credit that seems contradictory. This presentation can help provide some clarity on what credit is and why you should care.
February 16-Debt Elimination: For most of us, debt is part of our everyday lives. We may have borrowed money to purchase a home, obtain a vehicle, or finance our education. Sometimes we borrow to start a business or pay for emergencies like job loss, medical procedures, and repairs. Sometimes we even go into debt to pay for things we want, putting debt on a credit card to cover daily purchases. Regardless of the type of debt that you have or how you got here, the strategies we are going to show you can help you erase that debt and move forward with your other financial goals.
February 23 Getting Organized: Have you ever forgotten to pay a bill because you misplaced it? Have you ever spent house looking for you insurance policy? Do you ever find yourself searching through mountains of paperwork for just one receipt? If you answered yes to any of these questions, it's probably time for you to get you financial records in order.