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Buy to Let event

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Johnston Carmichael Chartered Accountants & Business Advisers Forfar

15 Academy Street

Forfar

DD8 2HA

United Kingdom

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Please join myself Emma Miller - Business Growth Enabler, Greg Zaczek - Real Estate Finance Relationship Manager and Lauren Miller Tax Senior Manager with Johnston Carmichael to discuss owning Buy to Let properties.

Greg Zaczek is a Business Relationship Manager within the Tayside Real Estate Finance banking sector, representing Royal Bank of Scotland. He has over 10 years of banking experience, working closely alongside businesses from a range of different industries throughout this time. He has extensive knowledge of the bank’s lending proposition and provides a local face to face service and can be contacted directly.

Greg will be discussing the Royal Bank of Scotland's view on Risk Appetite, Key Drivers of Appetite, Lending Policy and Security.

Lauren Miller is a Tax Senior Manager with Johnston Carmichael, Scotland’s largest independent firm of Chartered Accountants and Business Advisers. Based in Forfar, one of the 11 offices throughout Scotland, Lauren has over 16 years of experience in the tax profession. Having successfully completed the Association of Taxation Technicians and Chartered Tax Adviser professional examinations, Lauren leads the Private Client Team in Dundee and Forfar. She acts as a trusted and experienced adviser, assisting clients in all aspects of private client tax and owner managed businesses, encompassing tax compliance, capital gains tax planning, business succession planning, partnership taxation, domicile and residence planning.

Lauren will discuss the tax implications of owning a buy to let property. This will include a discussion on the new legislative measures such as the restriction on tax relief for mortgage interest and the withdrawal of the generous wear and tear allowance, which are likely to increase the tax burden for those holding properties as investments, as well as potential tax planning opportunities. The discussions are sure to assist existing and potential landlords understand the financial considerations of owning a buy to let and help maximise the returns.

Hope to see you there.

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Johnston Carmichael Chartered Accountants & Business Advisers Forfar

15 Academy Street

Forfar

DD8 2HA

United Kingdom

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